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114 Cherry Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 114 Cherry Dr, Jefferson, NC 28640 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1,904 sqft · built 1991
Lot Size1.73 acres (75,489 sqft)
Owner2 Individual Names on File
Last Sale$444,000 (Oct 2024)
Tax Bill$2,915 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09263-001-722

Property Details

APN / Parcel Number

Primary APN09263-001-722
Alternative APNs
  • 117616
  • 99159

Interior

Plumbing Fixtures12 Plumbing Fixtures
Building Area1,904 sqft Heated Area
Gross Area3,807 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Lot Area75,489 sqft (1.73 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number117616
Street Address114 CHERRY DR
CityJEFFERSON
StateNC
Zip28640-9524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.733 A FROM REV R H STONE OFF 88 (RURAL PAVED) '1
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1014
Census Tract970501

Owner

Source: Ashe County records · APN 09263-001-722

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address114 CHERRY DR, JEFFERSON, NC 28640-9524
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Mar 29, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2024 · Amount on Record
Deed SaleOct 01, 2024 · Amount on Record
Prior SaleMar 29, 2017 · Amount on Record
Deed Document Number20244585
Deed Book / Page567 / 1268
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address114 CHERRY DR, JEFFERSON, NC 28640-9524
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000529/28
DateJun 28, 2021
Book Page529/28
Instrument3729
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateMar 29, 2017
Property Address114 CHERRY DR, JEFFERSON, NC 28640-9524
Document Number00479/1219
Book / Page0479 / 1219
Map ReferencePL 8 PG 958
Instrument DateMar 22, 2017
Instrument01359
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CHERRY DR, JEFFERSON, NC 28640-9524

Mortgage

Document Number00479/1224
DateMar 29, 2017
Book Page0479/1224
Instrument01360
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityJefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,915.00 (+5.81%)$378,600 (+0.99%) Land $45,000 Building $333,600$378,600 (+0.99%) Land $45,000 Building $333,600
2023$2,755.00 (+21.85%)$374,900 (+65.15%) Land $45,000 Building $329,900$374,900 (+65.15%) Land $45,000 Building $329,900
2022$2,261.00$227,000 Land $30,000 Building $197,000$227,000 Land $30,000 Building $197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099705011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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