Waterbury City property record for 114 Chambers St, Waterbury, CT 06708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,170 sqft · built 1936 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2021) |
| Tax Bill | $4,887 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36606710018 |
| Primary APN | 36606710018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 36606710018 |
|---|---|
| Street Address | 114 CHAMBERS ST |
| City | WATERBURY |
| State | CT |
| Zip | 06708-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Block | 671 |
| Legal Lot Number | 18 |
| Jurisdiction | WATERBURY CT |
| Township / Civil Division | WATERBURY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 351601 |
114 Chambers St is owned and occupied by an individual who bought it in September 2021.
Source: Waterbury City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 CHAMBERS ST, WATERBURY, CT 06708-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 20, 2021 | Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on File |
| Deed Sale | Sep 20, 2021 · Amount on File |
| Prior Sale | Jan 27, 2005 · Amount on File |
| Deed Document Number | 202117030 |
| Deed Book / Page | 8346 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 114 CHAMBERS ST, WATERBURY, CT 06708-3418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 009021-128 |
|---|---|
| Date | Mar 20, 2025 |
| Book Page | 9021/128 |
| Instrument | 2025-02653 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 114 CHAMBERS ST, WATERBURY, CT 06708-3418 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 008752-208 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 8752/208 |
| Instrument | 2023-16359 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERBURY CT |
| Recording Date | Sep 20, 2021 |
| Property Address | 114 CHAMBERS ST, WATERBURY, CT 06708-3418 |
| Document Number | 0008346-43 |
| Book / Page | 8346 / 43 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202117030 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 CHAMBERS ST, WATERBURY, CT 06708-3418 |
| Document Number | 0202117031 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-17031 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 114 Chambers St was $4,887.
Source: Waterbury City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Waterbury City |
| Unified School District | Waterbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,887.00 | $112,770 (-) Land $28,140 Building $84,630 | $291,062 (+268.72%) |
| 2025 | $112,770 Land $28,140 Building $84,630 | $78,939 Land $19,698 Building $59,241 | |
| 2024 | $5,072.00 (-17%) | ||
| 2023 | $6,111.00 | $112,770 Land $28,140 Building $84,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Chambers St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 114 Chambers St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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