FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
114 CEDRO CIR, SACRAMENTO, CA 95833-1417
Mortgage
Document Number
0000000945
Date
Feb 27, 2026
Instrument
202602270945
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2056
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
114 CEDRO CIR, SACRAMENTO, CA 95833-1417
Document Number
2011200002
Instrument Date
Oct 6, 2020
Transaction Type
Mortgage
Record Updated
Dec 8, 2020
Title Company
VANTAGE PT TITLE INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
114 CEDRO CIR SACRAMENTO CA 958331417, SACRAMENTO, CA 95833-1417
Mortgage
Document Number
2011200002
Date
Nov 20, 2020
Instrument
2011200002
Lender
Name
CLEARPATH LNDG
Address
IRVINE, CA 92618
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 19, 2050
April 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
114 CEDRO CIR, SACRAMENTO, CA 95833-1417
Document Number
1804250196
Instrument Date
Apr 5, 2018
Transaction Type
Mortgage
Record Updated
May 3, 2018
Title Company
PACIFIC COAST TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
114 CEDRO CIR SACRAMENTO CA 958331417, SACRAMENTO, CA 95833-1417
Mortgage
Document Number
1804250196
Date
Apr 25, 2018
Instrument
1804250196
Lender
Name
CLEARPATH LNDG
Address
IRVINE, CA 92618
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 24, 2048
April 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
114 CEDRO CIR, SACRAMENTO, CA 95833-1417
Document Number
1707180194
Instrument Date
Apr 14, 2017
Transaction Type
Mortgage
Record Updated
Jul 26, 2017
Title Company
PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
114 CEDRO CIR SACRAMENTO CA 958331417, SACRAMENTO, CA 95833-1417
Mortgage
Document Number
1707180194
Date
Jul 18, 2017
Instrument
1707180194
Lender
Name
CLEARPATH LNDG
Address
IRVINE, CA 92618
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 17, 2047
Interest
Rate Type
Adjustable Rate
Rate
2.75%
Tax Assessment & Valuation
The 2025 property tax bill for 114 Cedro Cir was $1,618, down 4.7% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Sacramento City
Unified School District
Natomas Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$284,396 (+2%)Land $49,031Building $235,365
2025
$1,618.00 (-4.66%)
$278,820Land $48,070Building $230,750
2024
$1,697.00 (+1.01%)
2023
$1,680.00 (-2.95%)
$267,995Land $46,204Building $221,791
2022
$1,731.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 114 Cedro Cir in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone A99 high risk · federal flood protection under construction
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 270 policies
Community Rating System
Class 4 (30% premium discount)
Nearby Flood Policies
270 in force
Nearby Flood Claims
2 (2012–2022)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Nov 2022 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 114 Cedro Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source
Surface water
Last State Inspection
Dec 2024
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Fidium Fiber Fiber
2,000 / 2,000
Xfinity Cable
2,000 / 250
Succeed.Net Fixed Wireless
100 / 50
AT&T DSL · Fixed Wireless in parts of the area
100 / 20
May also be available: T-Mobile, unWired Broadband, Verizon.