114 Cedar Way, Montevallo, AL 35115 Property Records

Shelby County property record for 114 Cedar Way, Montevallo, AL 35115

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,902 sqft · built 1992
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Sep 2021)
Tax Bill$1,206 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN272040001005001

Property Details

APN / Parcel Number

Primary APN272040001005001

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,902 sqft Heated Area
1st Floor Area1,464 sqft
Basement Area784 sqft
Finished Basement626 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Lot Dimensions209 ft deep x 209 ft wide
Garage TypeBasement

Exterior Amenities

PorchPatio
Deck Area110 sqft
Shed1 Shed
Shed Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address114 CEDAR WAY
CityMONTEVALLO
StateAL
Zip35115-8922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR SEC4 W3024.65 TO POB CON W209 S209 E209 N209 TO POB EXCEPT:ROW N LN S4 T22S R3W
Legal Range03W
Legal Township22S
Legal Section04
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group1
Census Block1069
Census Tract30611

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Deed of Trust, Mortgage · Line of Credit
CENTRAL STATE BANK
Sep 30, 2021Warranty Deed, Transfer · FHA Mortgage
RENASANT BANK
Sep 28, 2020Deed of Trust, Mortgage · Conventional with PMI
MUTUAL SVGS CU
Sep 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 4, 2019Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleNov 4, 2019
Deed Document Number2021478960
Prior Transfer DateJul 31, 2013
Prior Transfer Doc0000049810
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922

Mortgage

Document Number0000304810
DateOct 2, 2025
Instrument20251002000304810
Lender
NameCENTRAL STATE BANK
TypeBank
AddressCALERA, AL 35040
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateSep 30, 2021
Property Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922
Document Number0000478960
Instrument DateSep 30, 2021
Instrument20210930000478960
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13450 HIGHWAY 17, MONTEVALLO, AL 35115-8733

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922

Mortgage

Document Number0000478970
DateSep 30, 2021
Instrument20210930000478970
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922
Document Number0000446620
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CEDAR WAY MONTEVALLO AL 351158922, MONTEVALLO, AL 35115-8922

Mortgage

Document Number0000446620
DateOct 2, 2020
Instrument446620
Lender
NameMUTUAL SVGS CU
TypeCredit Union
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY AL
Recording DateSep 16, 2020
Property Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922
Document Number0000414930
Instrument DateSep 14, 2020
Instrument414930
Transaction TypeTransfer
Record UpdatedOct 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$100.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CEDAR WAY MONTEVALLO AL 351158922, MONTEVALLO, AL 35115-8922

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateNov 4, 2019
Property Address114 CEDAR WAY, MONTEVALLO, AL 35115-8922
Document Number0000406100
Instrument DateOct 31, 2019
Instrument406100
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyJACOB TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$166.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address114 CEDAR WAY MONTEVALLO AL 351158922, MONTEVALLO, AL 35115-8922

Mortgage

Document Number406110
DateNov 4, 2019
Instrument406110
Lender
NameHOMETOWN LN
TypeFunding / Finance Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 3, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityMontevallo City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,206.00 (+3.52%) Homeowner's exemption
2025$1,165.00 (+34.22%)$22,860 (+10.54%)$228,550 (+10.57%) Land $42,600 Building $185,950
2023$868.00 (+8.09%)$20,680 (+7.71%)$206,700 (+7.68%) Land $42,600 Building $164,100
2022$803.00$19,200$191,960 Land $40,960 Building $151,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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