Effingham County property record for 114 Cameron Oaks Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,072 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Sep 2022) |
| Tax Bill | $4,983 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0296B-008-000 |
| Primary APN | 0296B-008-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,072 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2585 |
|---|---|
| Street Address | 114 CAMERON OAKS DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-4688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1.00 AC LOT 8 (OUT 296-29) |
| Legal Subdivision | CAMERON OAKS |
| Legal Lot Number | 8 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30207 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 CAMERON OAKS DR, GUYTON, GA 31312-4688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON |
| Feb 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS |
| Sep 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Deed Document Number | 20222888 |
| Deed Book / Page | 2810 / 245 |
| Last Transfer Date | Jan 31, 2024 |
| Transfer Doc | 002892/936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 114 CAMERON OAKS DR, GUYTON, GA 31312-4688 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 114 CAMERON OAKS DR, GUYTON, GA 31312-4688 |
| Document Number | 0000002829/0000000924 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 0000002829/0000000924 |
| Instrument | 000821 |
| Name | BANK OF NEWINGTON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 5, 2024 |
| Property Address | 114 CAMERON OAKS DR, GUYTON, GA 31312-4688 |
| Document Number | 002892/936 |
| Book / Page | 2892 / 936 |
| Instrument Date | Jan 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 CAMERON OAKS DR, GUYTON, GA 31312-4688 |
| Document Number | 0002892937 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2892/937 |
| Name | EMM LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 22, 2022 |
| Property Address | 114 CAMERON OAKS DR, GUYTON, GA 31312-4688 |
| Document Number | 002810/245 |
| Book / Page | 2810 / 245 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022-002888 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SEBRING DR, BLOOMINGDALE, GA 31302-4845 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,168 (-) Land $30,000 Building $142,168 | $430,420 (-) Land $75,000 Building $355,420 | |
| 2025 | $4,983.00 (+5.68%) Homeowner's exemption | $172,168 (+10.34%) Land $30,000 Building $142,168 | $430,420 (+10.34%) Land $75,000 Building $355,420 |
| 2024 | $4,715.00 (+498.35%) | $156,034 (+421.85%) Land $30,000 Building $126,034 | $390,085 (+421.85%) Land $75,000 Building $315,085 |
| 2023 | $788.00 (+319.15%) | $29,900 (+348.95%) Land $29,900 | $74,750 (+348.95%) Land $74,750 |
| 2022 | $188.00 | $6,660 Land $6,660 | $16,650 Land $16,650 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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