Gasconade County property record for 114 Black Oak, Hermann, MO 65041 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,327 sqft · built 2005 |
| Lot Size | 0.589 acres (25,644 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Apr 2025) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1.0-01-2-08-005.020 |
| Primary APN | 05-1.0-01-2-08-005.020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| 1st Floor Area | 1,327 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,644 sqft (0.589 acres) |
| Lot Dimensions | 133 ft deep x 298 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 114 BLACK OAK |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT8 6 & 7 BLOCK F SEE TAL ESTATES CITY HERMANN |
| Legal Range | 05W |
| Legal Township | 45N |
| Legal Section | 01 |
| Legal Subdivision | SEE TAL ESTATES |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 960100 |
Source: Gasconade County records · APN 05-1.0-01-2-08-005.020
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 BLACK OAK, HERMANN, MO 65041-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jan 29, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Deed Document Number | 2025883 |
| Prior Transfer Date | Aug 19, 2005 |
| Prior Transfer Doc | 02005/3341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 114 BLACK OAK, HERMANN, MO 65041-1748 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20211208 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-1208 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 114 BLACK OAK, HERMANN, MO 65041-1748 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180264 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2018-0264 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Gasconade County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Hermann City |
| Unified School District | Gasconade County R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 (+10.69%) | $33,890 (+12.18%) | $178,350 (+12.18%) Land $21,230 Building $157,120 |
| 2023 | $2,002.00 (+0.15%) | $30,210 | $158,990 |
| 2022 | $1,999.00 |
Source: FEMA National Flood Hazard Layer, Gasconade County (29073C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290739601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force 4 of 13 on primary residences |
| Nearby Flood Claims | 139 (1978–2020) |
| Claims Outside the SFHA | 14 of 139 |
| Most Recent Claim | Jul 2020, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Moderate above 43% of the US · above 46% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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