114 Bias Ln E, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 114 Bias Ln E, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 2,996 sqft · built 1991
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on File
Tax Bill	$9,172 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone VE (high risk)
APN	`986918207237`

Property Details

APN / Parcel Number

Primary APN	`986918207237`
Alternative APNs	`986903207237` `010218001`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,996 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,000 sqft (0.436 acres)
View / Lot	Ocean
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986918207237
Street Address	114 BIAS LN E
City	KITTY HAWK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 8 BLK: SEC: 1 PL: C SL: 57F
Legal Subdivision	BIAS SHORES
Legal Phase	1
Legal Lot Number	8
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

114 Bias Ln E is owned by an individual who acquired it in November 2021.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 8337, KITTY HAWK, NC 27949-8337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit CV3 FINANCIAL SERVICES LLC
Nov 17, 2021	Quit Claim Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2021
Transfer Doc	2565/393
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	114 BIAS LN E, DUCK, NC 27949
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL STLMT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8337, DUCK, NC 27949-8337

Mortgage

Document Number	002722/618
Date	Mar 7, 2024
Book Page	2722/618
Instrument	700137181

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	2101 E EL SEGUNDO BLVD STE 203, EL SEGUNDO, CA 90245

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2054

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DARE NC
Recording Date	Nov 17, 2021
Property Address	114 BIAS LN E, DUCK, NC 27949
Document Number	2565/393
Book / Page	2565 / 393
Map Reference	CAB C SL 57 E&F
Instrument Date	Nov 15, 2021
Instrument	700109043
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BIAS LN E, DUCK, NC 27949-4505

Mortgage

Document Number	700109044
Date	Nov 17, 2021
Instrument	700109044

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 114 Bias Ln E was $9,172, up 0.9% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,172.00 (+0.95%)	$2,050,200 (-) Land $1,582,500 Building $467,700	$2,050,200 Land $1,582,500 Building $467,700
2025	$9,086.00	$2,050,200 Land $1,582,500 Building $467,700
2023	$8,283.00	$1,335,000 Land $1,065,000 Building $270,000
2020			$2,050,200 Land $1,582,500 Building $467,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Bias Ln E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 114 Bias Ln E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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