114 Bernard St, Naples, TX 75568 Property Records

Morris County property record for 114 Bernard St, Naples, TX 75568 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1988
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Tax Bill	$766 (2022)
Deeds & Mortgages	Feb 2018 Mortgage
APN	`R000012521`

Property Details

APN / Parcel Number

Primary APN	`R000012521`
Alternative APN	`16100001000160`

Interior

Stories	1 Story
Building Area	768 sqft Total Area
Gross Area	1,224 sqft

Exterior

Year Built	Built 1988
Lot Area	12,023 sqft (0.276 acres)

Location & Zoning

Account Number	16100001000160
Old Parcel Number	16100001000160
Street Address	114 BERNARD ST
City	NAPLES
State	TX
Zip	75568-5880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HGTS ADDN, LT 16 BLK A
Legal Subdivision	SOUTH HEIGHTS ADD
Legal Block	A
Legal Lot Number	16
Jurisdiction	MORRIS TX
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3041
Census Tract	950100

Owner

Source: Morris County records · APN R000012521

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11541 W 7TH ST, TEXARKANA, TX 75501-1928
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2021
Deed Sale	Jul 07, 2021
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS TX
Property Address	114 BERNARD ST, NAPLES, TX 75568-5880
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539/582
Date	Feb 13, 2018
Book Page	0539/582
Instrument	2018-000263

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Morris County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Morris County
Municipality	Naples City
Unified School District	Pewitt Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,810 (+3.37%) Land $6,890 Building $37,920	$44,810 (+3.37%) Land $6,890 Building $37,920
2023		$43,350 Land $6,700 Building $36,650	$43,350 Land $6,700 Building $36,650
2022	$766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	About 1 in 559 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.