114 Beech Hill Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 114 Beech Hill Rd, Mount Desert, ME 04660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,704 sqft · built 1984
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on File
Last Sale	$218,800 (May 2023)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MTDS M:009 L:076`

Property Details

APN / Parcel Number

Primary APN	`MTDS M:009 L:076`
Alternative APN	`785`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
Gross Area	5,688 sqft
1st Floor Area	1,728 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	126,760 sqft (2.91 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	785
Street Address	114 BEECH HILL RD
City	MOUNT DESERT
State	ME
Zip	04660-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	76
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	1
Census Block	1045
Census Tract	966000

Owner

114 Beech Hill Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Hancock County and Mount Desert Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 BEECH HILL RD, MOUNT DESERT, ME 04660-6210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
May 26, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Book / Page	7269 / 633
Prior Transfer Date	Oct 7, 2020
Prior Transfer Doc	0070630570
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	114 BEECH HILL RD, MOUNT DESERT, ME 04660-6210
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072780476
Date	Jul 19, 2023
Book Page	7278/476
Instrument	2023008233

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	114 BEECH HILL RD, MOUNT DESERT, ME 04660-6210
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072690592
Date	May 26, 2023
Book Page	7269/592
Instrument	2023005388

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOUNT DESERT ME
Recording Date	May 26, 2023
Property Address	114 BEECH HILL RD, MOUNT DESERT, ME 04660-6210
Document Number	0072690633
Book / Page	7269 / 633
Instrument Date	May 22, 2023
Instrument	2023005392
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 BEECH HILL RD, MOUNT DESERT, ME 04660-6210

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOUNT DESERT ME
Recording Date	Oct 16, 2020
Property Address	114 BEECH HILL RD, MOUNT DESERT, ME 04660-6210
Document Number	0070630570
Book / Page	7063 / 570
Instrument Date	Oct 7, 2020
Instrument	2020036025
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 THUNDER RD, SACO, ME 04072-2125

Mortgage

Document Number	2020036027
Date	Oct 16, 2020
Instrument	2020036027

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 114 Beech Hill Rd was $4,899, up 4.8% from the year before.

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,899.00 (+4.84%)	$619,300 (+23.24%) Land $156,900 Building $462,400
2024	$4,673.00 (+6.64%)	$502,500 (-) Land $119,500 Building $383,000
2023	$4,382.00 (+8.47%)	$502,500 (-) Land $119,500 Building $383,000
2022	$4,040.00	$502,500 Land $119,500 Building $383,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 114 Beech Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Beech Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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