114 Atlantic Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 114 Atlantic Ave, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,846 sqft · built 1925
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Tax Bill$8,213 (2026)
Deeds & MortgagesAug 2020 Refinance
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0096 B:0009 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0096 B:0009 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,846 sqft Living Area
Gross Area3,923 sqft
Basement Area988 sqft
Unfinished Basement988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,001 sqft (0.115 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address114 ATLANTIC AVE
CityMARBLEHEAD
StateMA
Zip01945-3048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block9
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4025
Census Tract203200

Owner

114 Atlantic Ave is owned and occupied by two individuals.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address114 ATLANTIC AVE, MARBLEHEAD, MA 01945-3048
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Jan 26, 2017Deed of Trust, Mortgage · FHA Mortgage
ROCKLAND TR

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address114 ATLANTIC AVE, MARBLEHEAD, MA 01945-3048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38784-418
DateAug 4, 2020
Book Page38784/418
Instrument20200804002800
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address114 ATLANTIC AVE, MARBLEHEAD, MA 01945-3048
Document Number35652-247
Book / Page035652 / 000247
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number35652-247
DateJan 31, 2017
Book Page035652/000247
Instrument1701310562
Lender
NameROCKLAND TR
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 114 Atlantic Ave was $8,213, up 4.3% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,213.00 (+4.33%)$959,500 (+10.31%) Land $609,500 Building $350,000$1,026,931 (+6.75%)
2025$7,872.00 (+14.57%)$869,800 (+13.42%) Land $552,000 Building $317,800$961,970
2024$6,871.00 (-2.41%)$766,900 (+8.92%) Land $460,000 Building $306,900
2023$7,041.00$704,100 Land $460,000 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Atlantic Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 114 Atlantic Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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