114 Albion St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 114 Albion St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,209 sqft · built 1935
Lot Size	0.129 acres (5,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Oct 1997)
Tax Bill	$8,601 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03270-01-00014`

Property Details

APN / Parcel Number

Primary APN	`07-03270-01-00014`
Alternative APN	`0703270A00014`

Interior

Stories	2 Stories
Building Area	1,209 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number	0703270A00014
Street Address	114 ALBION ST
City	PASSAIC
State	NJ
Zip	07055-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ADDITIONAL LOTS: 2
Legal Subdivision	ROBERT M OFFORD
Legal Block	3270
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1006
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 ALBION ST, PASSAIC, NJ 07055-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Sep 7, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 1997 · Amount on Record
Deed Sale	Oct 27, 1997 · Amount on Record
Deed Document Number	199716265
Deed Book / Page	0152 / 269
Last Transfer Date	Aug 18, 2017
Transfer Doc	0000043219
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	114 ALBION ST, PASSAIC, NJ 07055-2604
Document Number	0000043871
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	LIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 ALBION ST PASSAIC NJ 070552604, PASSAIC, NJ 07055-2604

Mortgage

Document Number	0000043871
Date	Sep 25, 2018
Book Page	015214/000134
Instrument	43871

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 24, 2043

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 7, 2017
Property Address	114 ALBION ST, PASSAIC, NJ 07055-2604
Document Number	0000043219
Book / Page	003136 / 000196
Instrument Date	Aug 18, 2017
Instrument	43219
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 ALBION ST PASSAIC NJ 070552604, PASSAIC, NJ 07055-2604

Mortgage

Document Number	43220
Date	Sep 7, 2017
Book Page	014658/000001
Instrument	43220

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,000 (-) Land $98,100 Building $103,900	$202,000 (-) Land $98,100 Building $103,900
2025	$8,601.00 (+3.28%)	$202,000 (-) Land $98,100 Building $103,900	$202,000 (-) Land $98,100 Building $103,900
2024	$8,328.00 (+6.16%)
2023		$202,000 Land $98,100 Building $103,900	$202,000 Land $98,100 Building $103,900
2022	$7,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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