Kandiyohi County property record for 114 3rd Ave, Spicer, MN 56288
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 660 sqft · built 2005 |
| Lot Size | 0.225 acres (9,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (Sep 2026) |
| Tax Bill | $3,162 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2005 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-600-0470 |
| Primary APN | 85-600-0470 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 660 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 9,799 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 50 sqft |
| Patio Area | 220 sqft |
| Street Address | 114 3RD AVE |
|---|---|
| City | SPICER |
| State | MN |
| Zip | 56288-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPICER'S FIRST ADDITION LOTS 18 & 19 & N 5' OF LOT 20 |
| Legal Range | 034 |
| Legal Township | 120 |
| Legal Section | 04 |
| Legal Subdivision | SPICERS FIRST ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 18-20 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | SPICER |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 780400 |
Source: Kandiyohi County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed, Transfer |
| Nov 28, 2005 | Deed of Trust, Mortgage · Conventional Mortgage UNITED PRAIRIE BANK SPICER |
| Aug 22, 2005 | Deed of Trust, Mortgage · Construction Mortgage UNITED REPUBLIC BANK |
| Nov 13, 2009 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on Record |
| Deed Sale | Sep 11, 2026 · Amount on Record |
| Prior Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | 20261920594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Sep 11, 2026 |
| Property Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Document Number | 0001920594 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20261920594 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000535671 |
|---|---|
| Date | Nov 28, 2005 |
| Instrument | 535671 |
| Name | UNITED PRAIRIE BANK SPICER |
|---|---|
| Address | SPICER, MN 56288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000532097 |
|---|---|
| Date | Aug 22, 2005 |
| Instrument | 532097 |
| Name | UNITED REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SPICER, MN 56288 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000577275 |
|---|---|
| Date | Nov 13, 2009 |
| Instrument | 577275 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Jan 21, 2022 |
| Property Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Document Number | 0000684693 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 684693 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | QUALITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 3RD AVE, SPICER, MN 56288-9671 |
| Document Number | 0000684694 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 684694 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Spicer City |
| Unified School District | New London-Spicer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,162.00 (+11.89%) Homeowner's exemption | $207,600 (-1.33%) Land $19,600 Building $188,000 | $207,600 (-1.33%) Land $19,600 Building $188,000 |
| 2025 | $210,400 (+7.07%) Land $23,500 Building $186,900 | $210,400 (+7.07%) Land $23,500 Building $186,900 | |
| 2023 | $2,826.00 Homeowner's exemption | $196,500 Land $23,500 Building $173,000 | $196,500 Land $23,500 Building $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spicer serves 1,225 people · EPA ID MN1340010 |
|---|---|
| Water Source | Purchased groundwater from Glacial Lakes Sanitary Sewer/Water Dist |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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