114 16th St, Wilmette, IL 60091 Property Records

Cook County property record for 114 16th St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,150 sqft · built 1926
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$945,000 (Oct 2023)
Tax Bill	$13,896 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-33-408-005`

Property Details

APN / Parcel Number

Primary APN	`05-33-408-005`
Alternative APN	`05-33-408-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	114 16TH ST, 114
City	WILMETTE
State	IL
Zip	60091-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BAUERS) ADD TO (WILMETTE) SUB OF LT1, EX W2CHS 55.5L KS OF N161FT SOUTH OF PUBLIC HWY, & LT2, EX W6.5ACS BEING W2.555CHS IN
Legal Range	13E
Legal Township	42N
Legal Section	33
Legal Subdivision	BAUERS ADD TO WILMETTE
Legal Block	3
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3009
Census Tract	801100

Owner

114 16th St is owned by two individuals who bought it in October 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 16TH ST, WILMETTE, IL 60091-3245
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on File
Deed Sale	Oct 10, 2023 · Amount on File
Prior Sale	Jun 9, 2015 · Amount on File
Deed Document Number	202349019
Prior Transfer Date	Nov 4, 1997
Prior Transfer Doc	0000000846
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	114 16TH ST # 114, 114, WILMETTE, IL 60091-3245
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 16TH ST, WILMETTE, IL 60091-3245

Mortgage

Document Number	0030318177
Date	Oct 30, 2025
Instrument	2530318177

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Max Rate	10.2%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 10, 2023
Property Address	114 16TH ST # 114, 114, WILMETTE, IL 60091-3245
Document Number	0028349019
Instrument Date	Sep 15, 2023
Instrument	2328349019
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 16TH ST, WILMETTE, IL 60091-3245

Mortgage

Document Number	0028349020
Date	Oct 10, 2023
Instrument	2328349020

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,000 Land $16,250 Building $84,750	$1,010,000 Land $162,500 Building $847,500
2023	$13,896.00 (-0.89%)
2022	$14,021.00 (-4.79%)	$68,704 (+14.48%) Land $13,750 Building $54,954	$687,040 (+14.48%) Land $137,500 Building $549,540
2021	$14,726.00 Homeowner's exemption	$60,015 Land $10,000 Building $50,015	$600,150 Land $100,000 Building $500,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 114 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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