11399 Zimmerman Path, Oxford, FL 34484 Property Records

Sumter County property record for 11399 Zimmerman Path, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	1,576 sqft · built 2020
Lot Size	0.226 acres (9,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Feb 2026)
Tax Bill	$355 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181823D18C299`

Property Details

APN / Parcel Number

Primary APN	`181823D18C299`
Alternative APNs	`D18C299` `1075458`

Interior

Building Area	1,576 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	9,827 sqft (0.226 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch

Location & Zoning

Street Address	11399 ZIMMERMAN PATH
City	OXFORD
State	FL
Zip	34484-3552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 299 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range	23E
Legal Township	18S
Legal Section	18
Legal Subdivision	OXFORD OAKS PHASE TWO
Legal Lot Number	299
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2045
Census Tract	910100

Owner

Source: Sumter County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11399 ZIMMERMAN PATH, OXFORD, FL 34484-3552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK
Oct 8, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	20265526
Deed Book / Page	5045 / 344
Prior Transfer Date	Jan 31, 2025
Prior Transfer Doc	0048160638
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	11399 ZIMMERMAN PATH, OXFORD, FL 34484-3552
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1398 ZIMMERMAN PATH, OXFORD, FL 34484

Mortgage

Document Number	0049450247
Date	Sep 11, 2025
Book Page	4945/247
Instrument	202560044065

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Feb 3, 2026
Property Address	11399 ZIMMERMAN PATH, OXFORD, FL 34484-3552
Document Number	0050450344
Book / Page	5045 / 344
Map Reference	MB 16 PG 17
Instrument Date	Jan 26, 2026
Instrument	202660005526
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11287 STEWART LOOP, OXFORD, FL 34484-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11399 ZIMMERMAN PATH, OXFORD, FL 34484-3552

Mortgage

Document Number	0005045346
Date	Feb 3, 2026
Instrument	5045/346

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Oct 8, 2020
Property Address	11399 ZIMMERMAN PATH, OXFORD, FL 34484-3552
Document Number	0038430021
Book / Page	003843 / 000021
Instrument Date	Oct 2, 2020
Instrument	60044386
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,653.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11399 ZIMMERMAN PATH OXFORD FL 344843552, OXFORD, FL 34484-3552

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$355.00 (-83.82%) Additional exemption filed	$184,430 (+5.98%)	$292,550 (+5.48%) Land $22,110 Building $270,440
2024	$2,194.00 (+16.27%)
2023	$1,887.00 (+17.94%) Additional exemption filed	$174,020 (+14.74%)	$277,340 (+35.32%) Land $22,110 Building $255,230
2022	$1,600.00 Homeowner's exemption	$151,670	$204,950 Land $15,000 Building $189,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Zimmerman Path

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures