11399 Maple Ave, Cato, NY 13033 Property Records

Cayuga County and Ira Town property record for 11399 Maple Ave, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,112 sqft · built 1875
Lot Size	0.428 acres (18,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Feb 1998)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053201 45.16-1-17`

Property Details

APN / Parcel Number

Primary APN	`053201 45.16-1-17`
Alternative APNs	`320104501600010170000000` `34026130`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	1,056 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,648 sqft (0.428 acres)
Lot Dimensions	252 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	308 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	34026130
Street Address	11399 MAPLE AVE
City	CATO
State	NY
Zip	13033-3175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	CAYUGA NY
Township / Civil Division	IRA
Census Block Group	1
Census Block	1033
Census Tract	40202

Owner

Source: Cayuga County and Ira Town records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11399 MAPLE AVE, CATO, NY 13033-3175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage AUBURN COMMUNITY FEDERAL CREDIT UNION
Sep 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOLVAY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 1998 · Amount on Record
Deed Sale	Feb 2, 1998 · Amount on Record
Deed Book / Page	976 / 128
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Recording Date	May 11, 2026
Property Address	11399 MAPLE AVE, CATO, NY 13033-3175
Document Number	0000243076
Book / Page	4734 / 133
Instrument Date	Apr 25, 2026
Instrument	2026243076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11399 MAPLE AVE, CATO, NY 13033-3175

Mortgage

Document Number	0000243076,
Date	May 11, 2026
Book Page	4734/133
Instrument	2026243076

Lender

Name	AUBURN COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	11399 MAPLE AVE, CATO, NY 13033-3175
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004526/329
Date	Sep 27, 2024
Book Page	4526/329
Instrument	2024-231446

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2039

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	11399 MAPLE AVE, CATO, NY 13033-3175
Document Number	0035230157
Book / Page	003523 / 000157
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	HORIZON ABSTRACT CORPORATION, HORIZON ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11399 MAPLE AVE CATO NY 130333175, CATO, NY 13033-3175

Mortgage

Document Number	0035230157
Date	May 16, 2017
Book Page	003523/000157
Instrument	171149

Lender

Name	SOLVAY BK
Type	Bank
Address	SOLVAY, NY 13209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2027

Tax Assessment & Valuation

Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ira Town
Municipality	Cato Village
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,392.00 (+493.01%)	$92,000 (-) Land $17,200 Building $74,800	$143,750 (+10.94%) Land $26,875 Building $116,875
2023		$92,000 Land $17,200 Building $74,800	$129,577 Land $24,225 Building $105,352
2020	$572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATO VILLAGE serves 601 people · EPA ID NY0501715
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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