Tulsa County property record for 11399 E Independence St, Tulsa, OK 74116
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,768 sqft · built 2001 |
| Lot Size | 1 acres (43,691 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Nov 2020) |
| Tax Bill | $2,831 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09575-04-32-00337 |
| Primary APN | 09575-04-32-00337 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,248 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,691 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R09575043200337 |
|---|---|
| Street Address | 11399 E INDEPENDENCE ST |
| City | TULSA |
| State | OK |
| Zip | 74116-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | E146 E/2 E/2 LTS 5 & 6 LESS S10 THEREOF & E5 THEREOF FOR STS |
| Legal Range | 14E |
| Legal Township | 20N |
| Legal Section | 32 |
| Legal Subdivision | COOLEYS SUB |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | TULSA OK |
| Township / Civil Division | TULSA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 5900 |
Source: Tulsa County records · APN 09575-04-32-00337
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11399 E INDEPENDENCE ST, TULSA, OK 74116-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Nov 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage SPIRITBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Prior Sale | Jul 14, 2011 · Amount on Record |
| Deed Document Number | 2020115403 |
| Prior Transfer Date | Jan 26, 2015 |
| Prior Transfer Doc | 0000008892 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULSA OK |
| Property Address | 11399 E INDEPENDENCE ST, TULSA, OK 74116-2011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021696 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023021696 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TULSA OK |
| Recording Date | Nov 20, 2020 |
| Property Address | 11399 E INDEPENDENCE ST, TULSA, OK 74116-2011 |
| Document Number | 0000115403 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 2020115403 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | APEX TTL & CLOSING SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11399 E INDEPENDENCE ST, TULSA, OK 74116-2011 |
| Document Number | 0000115404 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020115404 |
| Name | SPIRITBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2030 |
Source: Tulsa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Tulsa County |
| Municipality | Tulsa City |
| Unified School District | Tulsa Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,831.00 (+3.1%) Homeowner's exemption | $21,127 (+3.26%) Land $1,308 Building $19,819 | $295,500 (+58.87%) Land $18,300 Building $277,200 |
| 2023 | $2,746.00 | $20,460 (-) Land $2,013 Building $18,447 | $186,000 (-) Land $18,300 Building $167,700 |
| 2022 | $2,746.00 | $20,460 Land $2,013 Building $18,447 | $186,000 Land $18,300 Building $167,700 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 1 (45% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 38 (1982–2009) |
| Claims Outside the SFHA | 12 of 38 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 14 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TULSA serves 413,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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