11396 Pointed Leaf Pl, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 11396 Pointed Leaf Pl, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,925 sqft · built 2024
Lot Size0.149 acres (6,525 sqft)
OwnerIndividual Name on Record
Last Sale$469,649 (Aug 2025)
Tax Bill$4,609 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-23-35-325-110

Property Details

APN / Parcel Number

Primary APN41-23-35-325-110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,925 sqft Living Area
Gross Area2,654 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2024
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,525 sqft (0.149 acres)
DrivewayDriveway
Driveway Area608 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address11396 POINTED LEAF PL
CityPUNTA GORDA
StateFL
Zip33955-2254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTPT 001 0000 0110 TUCKERS POINTE PHASE 1 LOT 110 3403526 3403528/ 3562728
Legal Phase1
Legal Lot Number110
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1005
Census Tract10504

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11396 POINTED LEAF PL, PUNTA GORDA, FL 33955-2254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Aug 29, 2025Special Warranty Deed, Transfer · Conventional Mortgage
TOLL BROTHERS MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Deed Document Number3562728
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address11396 POINTED LEAF PL, PUNTA GORDA, FL 33955-2254
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11396 POINTED LEAF PL, PUNTA GORDA, FL 33955-2254

Mortgage

Document Number0003621986
DateMar 10, 2026
Instrument3621986
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJan 26, 2056

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 29, 2025
Property Address11396 POINTED LEAF PL, PUNTA GORDA, FL 33955-2254
Document Number0003562728
Map ReferenceMB 27 PG 3A-3Z29
Instrument DateAug 27, 2025
Instrument3562728
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyWESTMINSTER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,287.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address11396 POINTED LEAF PL, PUNTA GORDA, FL 33955-2254

Mortgage

Document Number0003562731
DateAug 29, 2025
Instrument3562731
Lender
NameTOLL BROTHERS MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,609.00 (+93.98%)$305,535 (+1,231.31%)$413,675 (+1,432.13%) Land $90,000 Building $323,675
2024$2,376.00$22,950$27,000 Land $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Stream
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

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