Monroe County property record for 11395 Finzel Rd, Carleton, MI 48117
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,135 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Apr 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-023-002-00 |
| Primary APN | 06-023-002-00 |
|---|
| Full Baths | 1 Bath |
|---|
| Lot Area | 435,600 sqft (10 acres) |
|---|---|
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11395 FINZEL RD |
|---|---|
| City | CARLETON |
| State | MI |
| Zip | 48117-9141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX23-2 SEC 23 T5S R8E 10 A THE N 10 ACRES OF THE S 50 ACRES OF THE E 1/2 OF NE 1/4. |
| Legal Range | 08E |
| Legal Township | 05S |
| Legal Section | 23 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | EXETER |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 830500 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Apr 26, 2021 | Intrafamily Transfer, Transfer |
| Mar 23, 2021 | Intrafamily Transfer, Transfer |
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 8, 2021 |
| Transfer Doc | 0000011452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Document Number | 0000014339 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023R14339 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Apr 26, 2021 |
| Property Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Document Number | 2021R11452 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021R11452 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 23, 2021 |
| Property Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Document Number | 2021R07499 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021R07499 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11395 FINZEL RD, CARLETON, MI 48117-9141 |
| Document Number | 0000001883 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021R01883 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CARLETON, MI 48117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Exeter Township |
| Unified School District | Airport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,900 (+6.65%) Building $165,900 | $331,800 (+6.65%) Building $331,800 | |
| 2025 | $4,135.00 (+31.14%) Homeowner's exemption | $155,550 (+37.96%) Building $155,550 | $311,100 (+37.96%) Building $311,100 |
| 2023 | $3,153.00 Homeowner's exemption | $112,750 | $225,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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