1139 Wind Chime Ct, Monroe, NC 28110 Property Records

Union County property record for 1139 Wind Chime Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 2015
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Jan 2019)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-345-324`

Property Details

APN / Parcel Number

Primary APN	`09-345-324`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	998 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,106 sqft (0.232 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1139 WIND CHIME CT
City	MONROE
State	NC
Zip	28110-8098
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#94 WINDY RIDGE PH3 OPCJ776
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2002
Census Tract	20403

Owner

1139 Wind Chime Ct, a rural home, is owned and occupied by two individuals who bought it in January 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1139 WIND CHIME CT, MONROE, NC 28110-8098
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 11, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Jan 23, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jan 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	20191717
Deed Book / Page	7302 / 117
Prior Transfer Date	May 1, 2012
Prior Transfer Doc	5764459
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1139 WIND CHIME CT, MONROE, NC 28110-8098
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 WIND CHIME CT, MONROE, NC 28110-8098

Mortgage

Document Number	0008568795
Date	Sep 12, 2022
Book Page	8568/795
Instrument	31970

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1139 WIND CHIME CT, MONROE, NC 28110-8098
Document Number	792578
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1139 WIND CHIME CT MONROE NC 281108098, MONROE, NC 28110-8098

Mortgage

Document Number	792578
Date	Dec 17, 2020
Book Page	007925/000078
Instrument	52721

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jan 23, 2019
Property Address	1139 WIND CHIME CT, MONROE, NC 28110-8098
Document Number	7302117
Book / Page	007302 / 000117
Instrument Date	Jan 4, 2019
Instrument	1717
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1139 WIND CHIME CT MONROE NC 281108098, MONROE, NC 28110-8098

Mortgage

Document Number	7302120
Date	Jan 23, 2019
Book Page	007302/000120
Instrument	1718

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 23, 2019
Property Address	1139 WIND CHIME CT, MONROE, NC 28110-8098
Document Number	7302112
Book / Page	007302 / 000112
Instrument Date	Dec 26, 2018
Instrument	1716
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16260 N 71ST ST SCOTTSDALE AZ 852541591, SCOTTSDALE, AZ 85254-1591
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1139 Wind Chime Ct was $3,177.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,500 (-) Land $72,000 Building $291,500	$363,500 (-) Land $72,000 Building $291,500
2025	$3,177.00	$363,500 Land $72,000 Building $291,500	$363,500 Land $72,000 Building $291,500
2023	$2,716.00	$249,100 Land $46,400 Building $202,700	$249,100 Land $46,400 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1139 Wind Chime Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1139 Wind Chime Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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