1139 Ray Rd, Princeton, KY 42445 Property Records

Caldwell County property record for 1139 Ray Rd, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 2010
Lot Size	17.3 acres (757,508 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Mar 2007)
Tax Bill	$555 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2016 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`137211-001`

Property Details

APN / Parcel Number

Primary APN	`137211-001`
Alternative APNs	`10380901` `46-29B`

Interior

Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2010
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Material	Metal
Lot Area	757,508 sqft (17.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1139 RAY RD
City	PRINCETON
State	KY
Zip	42445-5242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASEMENT HOUSE BLDG & 17.39 ACRES
Jurisdiction	CALDWELL KY
Township / Civil Division	FREDONIA
Census Block Group	2
Census Block	2083
Census Tract	920100

Owner

Source: Caldwell County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1139 RAY RD, PRINCETON, KY 42445-5242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF CADIZ & TRUST CO
Sep 22, 2016	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Sep 22, 2016	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Oct 23, 2019	Cash Sale Deed, Transfer
Mar 27, 2007	Deed, Transfer · FHA Mortgage FARMERS BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2007 · Amount on Record
Deed Sale	Mar 27, 2007 · Amount on Record
Deed Document Number	0000264024
Deed Book / Page	264 / 024
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	1139 RAY RD, PRINCETON, KY 42445-5242
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 RAY RD, PRINCETON, KY 42445-5242

Mortgage

Document Number	000402/750
Date	May 9, 2024
Book Page	402/750

Lender

Name	BANK OF CADIZ & TRUST CO
Type	Bank
Address	CADIZ, KY 42211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 29, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	1139 RAY RD, PRINCETON, KY 42445-5242
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M318/659
Date	Sep 22, 2016
Book Page	M318/659

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	1139 RAY RD, PRINCETON, KY 42445-5242
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000318/659
Date	Sep 22, 2016
Book Page	318/659

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	CALDWELL KY
Recording Date	Oct 23, 2019
Property Address	1139 RAY RD, PRINCETON, KY 42445-5242
Document Number	00D326/561
Book / Page	D326 / 561
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1139 RAY RD, PRINCETON, KY 42445-5242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HERNDON CIR, CADIZ, KY 42211-9630

March 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Mar 27, 2007
Property Address	1139 RAY RD, PRINCETON, KY 42445-5242
Document Number	000264/024
Book / Page	264 / 024
Instrument Date	Mar 22, 2007
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 HOLLY LN, PRINCETON, KY 42445-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 FARMERSVILLE RD, PRINCETON, KY 42445-5011

Mortgage

Document Number	0000236510
Date	Mar 27, 2007
Instrument	236/510

Lender

Name	FARMERS BANK & TRUST NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Dec 17, 2007

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$555.00 (-4.97%)	$117,293 (-40.01%)	$117,293 (-40.01%)
2023	$584.00 Homeowner's exemption	$195,529	$195,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER DISTRICT serves 6,000 people · EPA ID KY0170528
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures