1139 Providence Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1139 Providence Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,024 sqft · built 1985
Lot Size	0.036 acres (1,557 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Mar 2010)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-134438`

Property Details

APN / Parcel Number

Primary APN	`02-134438`
Alternative APNs	`2134438` `134438`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,557 sqft (0.036 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	134438
Street Address	1139 PROVIDENCE CT
City	FREDERICK
State	MD
Zip	21703-3900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 7 SEC IV PART 1 BL 29- 1557 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	29
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3012
Census Tract	750505

Owner

Source: Frederick County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1139 PROVIDENCE CT, FREDERICK, MD 21703-3900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2010 · Amount on Record
Deed Sale	Mar 29, 2010 · Amount on Record
Prior Sale	Nov 26, 2007 · Amount on Record
Deed Document Number	20101303
Deed Book / Page	7760 / 373
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1139 PROVIDENCE CT, FREDERICK, MD 21703-3900
Document Number	0128140184
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 PROVIDENCE CT FREDERICK MD 217033900, FREDERICK, MD 21703-3900

Mortgage

Document Number	0128140184
Date	Jan 28, 2019
Book Page	012814/000184

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,933 (+2.39%)	$243,800 (+7.16%) Land $85,000 Building $158,800
2025	$4,240.00 (+17.65%)	$227,500 (+16.29%) Land $85,000 Building $142,500	$227,500 (-) Land $85,000 Building $142,500
2023	$3,604.00	$195,633	$227,500 Land $85,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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