1139 Hernando St, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 1139 Hernando St, Fort Pierce, FL 34949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,664 sqft · built 1971
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Feb 2019)
Tax Bill	$5,622 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`2401-811-0022-000-7`

Property Details

APN / Parcel Number

Primary APN	`2401-811-0022-000-7`
Alternative APN	`15642`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	3,467 sqft
1st Floor Area	1,664 sqft
Utility Area	48 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	8,500 sqft (0.195 acres)
Driveway	Concrete Driveway

Exterior Amenities

Pool Area	1,443 sqft
Porch	Open Porch
Porch Area	256 sqft
Deck Area	Deck Area
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	15642
Street Address	1139 HERNANDO ST
City	FORT PIERCE
State	FL
Zip	34949-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HI MEDIUM
Legal Description	TROPICAL BEACH BLK 3 LOT 22-LESS SLY 2 FT-
Legal Range	40E
Legal Township	35S
Legal Section	01
Legal Subdivision	TROPICAL BEACH
Legal Block	3
Legal Lot Number	22
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	2
Census Block	2011
Census Tract	381300

Owner

1139 Hernando St is owned and occupied by an individual who bought it in February 2019.

Source: St. Lucie County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1139 HERNANDO ST, FORT PIERCE, FL 34949-3346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Feb 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Prior Sale	Feb 11, 1997 · Amount on File
Deed Document Number	20194529000
Deed Book / Page	4230 / 2353
Prior Transfer Date	May 11, 2014
Prior Transfer Doc	0042302353
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Recording Date	Aug 24, 2026
Property Address	1139 HERNANDO ST, FORT PIERCE, FL 34949-3346
Document Number	0005660285
Book / Page	5520 / 2241
Instrument Date	Jan 29, 2026
Instrument	20265660285
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 HERNANDO ST, FORT PIERCE, FL 34949-3346

Mortgage

Document Number	0005660285,
Date	Aug 24, 2026
Book Page	5520/2241
Instrument	20265660285

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	294 Months
Due	Feb 5, 2051

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	1139 HERNANDO ST, FORT PIERCE, FL 34949-3346
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 HERNANDO ST, FORT PIERCE, FL 34949-3346

Mortgage

Document Number	0045932573
Date	Apr 19, 2021
Book Page	4593/2573
Instrument	4850031

Lender

Name	BBVA USA
Type	Bank
Address	OCALA, FL 34480

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LUCIE FL
Recording Date	Feb 6, 2019
Property Address	1139 HERNANDO ST, FORT PIERCE, FL 34949-3346
Document Number	0042302353
Book / Page	004230 / 002353
Instrument Date	May 11, 2014
Instrument	4529000
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$735.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 HERNANDO ST FORT PIERCE FL 349493346, FORT PIERCE, FL 34949-3346

Tax Assessment & Valuation

The 2025 property tax bill for 1139 Hernando St was $5,622 with a homeowner's exemption, up 3.3% from the year before.

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,622.00 (+3.31%) Homeowner's exemption	$272,609	$485,200 Land $327,600 Building $157,600
2024	$5,442.00 (+2.56%)
2023	$5,306.00 (+2.89%) Additional exemption filed	$483,700 (+93.7%) Land $300,300 Building $183,400	$483,700 (+18.41%) Land $300,300 Building $183,400
2022	$5,157.00 Homeowner's exemption	$249,720	$408,500 Land $254,800 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1139 Hernando St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 274 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	298 units insured incl. 24 condo units
Nearby Flood Claims	224 (1979–2022)
Claims Outside the SFHA	16 of 224
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Tropical Storm Fay, Aug 2008 · 5 claims Hurricane Frances, Sep 2004 · 179 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1139 Hernando St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: FPUAnet Communications.

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