1139 Finney Rd, Decherd, TN 37324 Property Records

Franklin County property record for 1139 Finney Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,920 sqft · built 1993
Lot Size	4.27 acres (186,001 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Nov 2024)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026019 01300`

Property Details

APN / Parcel Number

Primary APN	`026019 01300`
Alternative APN	`019 01300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	3,840 sqft
Basement Area	1,920 sqft
Finished Basement	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	186,001 sqft (4.27 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	1,728 sqft
Shed	1 Shed
Shed Area	480 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1139 FINNEY RD
City	DECHERD
State	TN
Zip	37324-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2028
Census Tract	960100

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1139 FINNEY RD, DECHERD, TN 37324-4256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage VALLEY WEST CORPORATION
Feb 25, 2019	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jan 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	0000490184
Deed Book / Page	490 / 184
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	1139 FINNEY RD, DECHERD, TN 37324-4256
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021005605
Date	Jun 25, 2021
Book Page	T1395/26
Instrument	21005605

Lender

Name	VALLEY WEST CORPORATION
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89117

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 25, 2019
Property Address	1139 FINNEY RD, DECHERD, TN 37324-4256
Document Number	0019001046
Book / Page	D0434 / 475
Instrument Date	Feb 22, 2019
Instrument	19001046
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 WALLIS RD, SHELBYVILLE, TN 37160-6732

Mortgage

Document Number	0019001047
Date	Feb 25, 2019
Instrument	19001047

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 30, 2019
Property Address	1139 FINNEY RD, DECHERD, TN 37324-4256
Document Number	0000000532
Book / Page	000434 / 000024
Instrument Date	Jan 30, 2019
Instrument	532
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MCKINNEY ST ESTILL SPRINGS TN 373303038, ESTILL SPRINGS, TN 37330-3038

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 23, 2018
Property Address	1139 FINNEY RD, DECHERD, TN 37324-4256
Document Number	0000002477
Book / Page	000427 / 000454
Instrument Date	Apr 9, 2018
Instrument	2477
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$745.31
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 FINNEY RD DECHERD TN 373244256, DECHERD, TN 37324-4256

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (-3.5%)	$69,050 (-) Land $9,450 Building $59,600
2023		$69,050 (-9.32%) Land $9,450 Building $59,600
2022	$1,428.00	$76,150 Land $9,450 Building $66,700	$276,200 (-9.32%) Land $37,800 Building $238,400
2021			$304,600 Land $37,800 Building $266,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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