1139 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1139 Byron Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,549 sqft · built 1946
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2024)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-235-019`

Property Details

APN / Parcel Number

Primary APN	`8913-35-235-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	624 sqft
Basement Area	656 sqft
Unfinished Basement	656 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1139 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENNY LOGAN PARK LOT 4 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GLENNY LOGAN PARK
Legal Block	3
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2021
Census Tract	1100

Owner

1139 Byron Ave is owned and occupied by an individual who bought it in July 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1139 BYRON AVE, WATERLOO, IA 50702-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage VERIDIAN CU
Jul 5, 2024	Warranty Deed, Transfer · Line of Credit CUSB BANK
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Feb 21, 2024	Warranty Deed, Transfer · Line of Credit CENTRAL FLORIDA INCOME FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2024 · Amount on File
Deed Sale	Jul 5, 2024 · Amount on File
Prior Sale	Feb 21, 2024 · Amount on File
Deed Document Number	202416892
Prior Transfer Date	Nov 25, 2006
Prior Transfer Doc	2007013400
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1139 BYRON AVE, WATERLOO, IA 50702-3130
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 BYRON AVE, WATERLOO, IA 50702-3130

Mortgage

Document Number	202400007156
Date	Dec 1, 2023
Instrument	2024-00007156

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 10, 2033

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 5, 2024
Property Address	1139 BYRON AVE, WATERLOO, IA 50702-3130
Document Number	0202416892
Instrument Date	Jul 3, 2024
Instrument	2024-16892
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 BYRON AVE, WATERLOO, IA 50702-3130

Mortgage

Document Number	0202416893
Date	Jul 5, 2024
Instrument	2024-16893

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1139 BYRON AVE, WATERLOO, IA 50702-3130
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004948
Date	Sep 16, 2019
Instrument	202000004948

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 21, 2024
Property Address	1139 BYRON AVE, WATERLOO, IA 50702-3130
Document Number	202400010286
Instrument Date	Feb 16, 2024
Instrument	2024-00010286
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 HAMMOND AVE, WATERLOO, IA 50702-5344

Mortgage

Document Number	202400010287
Date	Feb 21, 2024
Instrument	202400010287

Lender

Name	CENTRAL FLORIDA INCOME FUND LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2025

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1139 Byron Ave was $2,976, up 5.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00 (+5.61%)	$145,840 Land $15,760 Building $130,080	$145,840 Land $15,760 Building $130,080
2024	$2,818.00
2023		$129,890 (+24.75%) Land $15,760 Building $114,130	$129,890 Land $15,760 Building $114,130
2022	$2,092.00 Homeowner's exemption	$104,120 Land $15,760 Building $88,360
2021			$104,120 Land $15,760 Building $88,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1139 Byron Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1139 Byron Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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