11388 Cedar Rdg Dr, Grass Valley, CA 95945 Property Records

Nevada County property record for 11388 Cedar Rdg Dr, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,000 (Jul 2015)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-470-010-000`

Property Details

APN / Parcel Number

Primary APN	`009-470-010-000`
Alternative APN	`09-470-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Architectural Style	Traditional
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	1,092 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Old Parcel Number	09-470-10-000
Street Address	11388 CEDAR RIDGE DR
City	GRASS VALLEY
State	CA
Zip	95945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PTN LT 5 BLK B CEDAR RGE SUB 2
Legal Subdivision	CEDAR RGE SUB 2
Legal Block	B
Legal Lot Number	5
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3005
Census Tract	602

Owner

Source: Nevada County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1562, CEDAR RIDGE, CA 95924-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE MORTGAGE
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2015 · Amount on Record
Deed Sale	Jul 10, 2015 · Amount on Record
Prior Sale	Sep 25, 2007 · Amount on Record
Deed Document Number	201516102
Prior Transfer Date	May 1, 2003
Prior Transfer Doc	0000024012
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Aug 25, 2026
Property Address	11388 CEDAR RIDGE DR, GRASS VALLEY, CA 95945
Document Number	0000013663
Instrument Date	Aug 14, 2026
Instrument	202613663
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	11388 CEDAR RIDGE DR, GRASS VALLEY, CA 95945

Mortgage

Document Number	0000013663,
Date	Aug 25, 2026
Instrument	202613663

Lender

Name	BANNER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11388 CEDAR RIDGE DR, GRASS VALLEY, CA 95945
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11388 CEDAR RIDGE DR, GRASS VALLEY, CA 95945

Mortgage

Document Number	0000037139
Date	Nov 24, 2021
Instrument	20210037139

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11388 CEDAR RIDGE DR, GRASS VALLEY, CA 95945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027035
Date	Dec 4, 2017
Instrument	20170027035

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11388 CEDAR RIDGE DR, GRASS VALLEY, CA 95945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018652
Date	Sep 24, 2019
Instrument	20190018652

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11388 CEDAR RIDGE DR, GRASS VALLEY, CA 95945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010210
Date	May 11, 2020
Instrument	20200010210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Union Hill Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,706 (+2%) Land $84,518 Building $257,188
2025	$3,650.00 (+4.2%) Homeowner's exemption	$335,007 (+4.04%) Land $82,861 Building $252,146
2023	$3,503.00 (+2.22%) Homeowner's exemption	$322,000 Land $79,645 Building $242,355	$428,670
2022	$3,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net, Race Communications, T-Mobile.

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