11384 Riddle Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 11384 Riddle Dr, Spring Hill, FL 34609

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.309 acres (13,457 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2026)
Tax Bill	$621 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0582-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0582-0140`
Alternative APNs	`00445995` `445995`

Exterior

Lot Area	13,457 sqft (0.309 acres)
Lot Dimensions	125 ft deep x 109 ft wide

Location & Zoning

Account Number	00445995
Street Address	11384 RIDDLE DR
City	SPRING HILL
State	FL
Zip	34609-3442
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SPRING HILL UNIT 9 BLK 582 LOT 14
Legal Subdivision	SPRING HILL UN 9
Legal Block	582
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2026
Census Tract	41106

Owner

11384 Riddle Dr, residential vacant land, is owned and occupied by two individuals who bought it in July 2026.

Source: Hernando County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11384 RIDDLE DR, SPRING HILL, FL 34609-3442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage COASTAL HOME LOANS
Mar 13, 2025	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC
Nov 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Mar 13, 2025 · Amount on File
Deed Document Number	202649319
Deed Book / Page	4738 / 368
Prior Transfer Date	Sep 4, 1997
Prior Transfer Doc	1146000196
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 21, 2026
Property Address	11384 RIDDLE DR, SPRING HILL, FL 34609-3442
Document Number	0000049319
Book / Page	4738 / 368
Instrument Date	Jul 17, 2026
Instrument	202649319
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243,915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11384 RIDDLE DR, SPRING HILL, FL 34609-3442

Mortgage

Document Number	0000049320,
Date	Jul 21, 2026
Instrument	202649320

Lender

Name	COASTAL HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 13, 2025
Property Address	RIDDLE DR, SPRING HILL, FL 34609
Document Number	0045330279
Book / Page	4533 / 279
Map Reference	MB 8 PG 38-53
Instrument Date	Mar 4, 2025
Instrument	2025017267
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC

Transaction

Amount	Amount on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 COLONIAL DR, BROOKSVILLE, FL 34601-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 15, 2019
Property Address	RIDDLE DR, SPRING HILL, FL 34609
Document Number	0037740498
Book / Page	003774 / 000498
Instrument Date	Nov 8, 2019
Instrument	72339
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1302 BROOKSVILLE FL 346051302, BROOKSVILLE, FL 34605-1302

Tax Assessment & Valuation

The 2025 property tax bill for 11384 Riddle Dr was $621.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$621.00	$19,939	$53,693 Land $53,693
2023		$16,478 (-45.09%)
2022	$381.00	$30,009 Land $30,009	$37,141 Land $37,141

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11384 Riddle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11384 Riddle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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