1138 Shadow Dr, Troy, MI 48085 Property Records

Oakland County property record for 1138 Shadow Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,893 sqft · built 1976
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Jul 2019)
Tax Bill$6,417 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-14-303-003

Property Details

APN / Parcel Number

Primary APN88-20-14-303-003

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,893 sqft Living Area
1st Floor Area1,023 sqft
Basement Area750 sqft
Unfinished Basement1,023 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGambrel
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area180 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1138 SHADOW DR
CityTROY
StateMI
Zip48085-4932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 14 SHALLOWBROOK SUB LOT 152
Legal Range11E
Legal Township2N
Legal Section14
Legal SubdivisionSHALLOWBROOK SUB
Legal Lot Number152
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2005
Census Tract197100

Owner

Source: Oakland County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1138 SHADOW DR, TROY, MI 48085-4932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Deed of Trust, Mortgage
QUICKEN LOANS LLC
Jul 12, 2019Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleAug 22, 2016 · Amount on Record
Deed Document Number2019111324
Deed Book / Page53019 / 471
Prior Transfer DateMay 16, 2016
Prior Transfer Doc0000110165
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1138 SHADOW DR, TROY, MI 48085-4932
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 SHADOW DR, TROY, MI 48085-4932

Mortgage

Document Number0000203711
DateOct 5, 2020
Book Page54938/643
Instrument203711
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 12, 2019
Property Address1138 SHADOW DR, TROY, MI 48085-4932
Document Number0000111324
Book / Page053019 / 000471
Instrument DateJul 3, 2019
Instrument111324
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanyETITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,468.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2807 PATRICK HENRY ST #202 AUBURN HILLS MI 483262270, 202, AUBURN HILLS, MI 48326-2270

Mortgage

Document Number111325
DateJul 12, 2019
Book Page053019/000472
Instrument111325
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 11, 2034

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,417.00 (+21.3%)
2023$307,360
2022$5,290.00$153,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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