Lake County property record for 1138 S Ridge Rd, Lake Forest, IL 60045
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.647 acres (28,201 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Oct 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-216-013 |
| Primary APN | 16-08-216-013 |
|---|
| Lot Area | 28,201 sqft (0.647 acres) |
|---|---|
| Lot Dimensions | 141 ft deep x 200 ft wide |
| Street Address | 1138 S RIDGE RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3841 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LAKE FOREST HEIGHTS LOT 2 & 3 BLOCK 14 |
| Legal Subdivision | LAKE FOREST HEIGHTS |
| Legal Block | 14 |
| Legal Lot Number | 2,3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 864601 |
1138 S Ridge Rd, residential vacant land, is owned by a company.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 162 W GRAND AVE, CHICAGO, IL 60654-4475 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1138 S RIDGE RD, LAKE FOREST, IL 60045-3841 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 162 W GRAND AVE 300, 300, CHICAGO, IL 60654-4475 |
| Document Number | 0008062314 |
|---|---|
| Date | Oct 17, 2024 |
| Instrument | 8062314 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61821 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Apr 16, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.82% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $193,765 Land $193,765 | $581,353 Land $581,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1138 S Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1979–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1138 S Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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