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1138 Ryland Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1138 Ryland Ave, Cincinnati, OH 45237 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,372 sqft · built 1952
Lot Size0.105 acres (4,574 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Jul 2010)
Tax Bill$2,615 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN118-0001-0142-00

Property Details

APN / Parcel Number

Primary APN118-0001-0142-00
Alternative APN
  • 0084457

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
Gross Area2,044 sqft
1st Floor Area672 sqft
2nd Floor Area700 sqft
Basement Area672 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,574 sqft (0.105 acres)
Lot Dimensions105 ft deep x 42 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1138 RYLAND AVE
CityCINCINNATI
StateOH
Zip45237-5126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRYLAND AVE 42 X 105 PT LOT A MARTHA RUFFNERS
Legal SubdivisionMARTHA RUFFNER
Legal Lot NumberA
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4008
Census Tract6400

Owner

Source: Hamilton County records · APN 118-0001-0142-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Mar 04, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUPARTNER CREDIT UNION
Feb 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Aug 22, 2025Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Sep 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2010 · Amount on Record
Deed SaleJul 26, 2010 · Amount on Record
Prior SaleApr 23, 2010 · Amount on Record
Deed Document Number201083937
Deed Book / Page11488 / 574
Prior Transfer DateJan 05, 2010
Prior Transfer Doc0000000414
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126

Mortgage

Document Number0000085180
DateDec 05, 2023
Book Page15055/706
Instrument2023-0085180
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 01, 2028

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023580
DateMar 04, 2022
Book Page14617/1307
Instrument2022-0023580
Lender
NameTRUPARTNER CREDIT UNION
AddressCINCINNATI, OH 45214
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueFeb 22, 2032

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126

Mortgage

Document Number0000011941
DateFeb 18, 2026
Book Page15605/962
Instrument2026-0011941
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term59 Months
DueJan 01, 2031

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126

Mortgage

Document Number0000063786
DateAug 22, 2025
Book Page15485/650
Instrument2025-0063786
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 01, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1138 RYLAND AVE, CINCINNATI, OH 45237-5126
Document Number0000094146
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1138 RYLAND AVE CINCINNATI OH 452375126, CINCINNATI, OH 45237-5126

Mortgage

Document Number0000094146
DateOct 23, 2018
Book Page013780/000660
Instrument94146
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 22, 2023

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,615.00 (+3.12%)$42,365 (+%) Land $4,785 Building $37,580$121,040 (-) Land $13,670 Building $107,370
2024$2,536.00 (-2.2%)$42,363 (-) Land $4,784 Building $37,579
2023$2,593.00 (+17.81%)$42,363 (+31.49%) Land $4,784 Building $37,579$121,040 (+31.49%) Land $13,670 Building $107,370
2022$2,201.00 Homeowner's exemption$32,218 Land $4,099 Building $28,119
2020$92,050 Land $11,710 Building $80,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610064004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1978–1982)
Most Recent ClaimMar 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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