Cook County property record for 1138 Richard Ave, Berkeley, IL 60163
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 980 sqft · built 1960 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Jun 2018) |
| Tax Bill | $7,294 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-06-304-039 |
| Primary APN | 15-06-304-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1138 RICHARD AVE |
|---|---|
| City | BERKELEY |
| State | IL |
| Zip | 60163-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H O (STONE) &COS (BER)-(ELM) ADD A SUB OF PT FRACL SW SEC6 & PT NW SEC 07-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 07 |
| Legal Subdivision | STONE &COS BER - ELM |
| Legal Block | 13 |
| Legal Lot Number | 18 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PROVISO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 816800 |
Source: Cook County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1138 RICHARD AVE, BERKELEY, IL 60163-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK |
| May 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| Jun 15, 2018 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Oct 6, 2017 | Warranty Deed, Transfer GREATER ILLINOIS TITLE COMPANY |
| Jun 8, 2017 | Grant Deed, Construction Loan · Line of Credit BLACK SQUARE REAL ESTATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Oct 6, 2017 · Amount on Record |
| Deed Document Number | 201829246 |
| Prior Transfer Date | May 18, 2016 |
| Prior Transfer Doc | 0000057224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 8, 2026 |
| Property Address | 1138 RICHARD AVE, BERKELEY, IL 60163-1028 |
| Document Number | 0000014152 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202614152 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | SERVICE LINK LP, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 1138 RICHARD AVE, BERKELEY, IL 60163-1028 |
| Document Number | 0000014152, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202614152 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | Jun 1, 2049 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1138 RICHARD AVE, BERKELEY, IL 60163-1028 |
| Document Number | 1914201111 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1138 RICHARD AVE BERKELEY IL 601631028, BERKELEY, IL 60163-1028 |
| Document Number | 1914201111 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 14201111 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 15, 2018 |
| Property Address | 1138 RICHARD AVE, BERKELEY, IL 60163-1028 |
| Document Number | 1816629246 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 16629246 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 SURREY DR GLEN ELLYN IL 601376102, GLEN ELLYN, IL 60137-6102 |
| Document Number | 1816629247 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 16629247 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 6, 2017 |
| Property Address | 1138 RICHARD AVE, BERKELEY, IL 60163-1028 |
| Document Number | 1727917011 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 27917011 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | GREATER ILLINOIS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 909 S EDGEWOOD LN MOUNT PROSPECT IL 600564058, MOUNT PROSPECT, IL 60056-4058 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 8, 2017 |
| Property Address | 1138 RICHARD AVE, BERKELEY, IL 60163-1028 |
| Document Number | 1715913014 |
| Instrument Date | May 12, 2017 |
| Instrument | 15913014 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 807 E SOUTH TEMPLE #200 SALT LAKE CITY UT 841021446, 200, SALT LAKE CITY, UT 84102-1446 |
| Document Number | 1715913015 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 15913015 |
| Name | BLACK SQUARE REAL ESTATE INC |
|---|---|
| Address | 807 E SOUTH TEMPLE # 200, SALT LAKE CITY, UT 84102-1446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 7, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Proviso Township |
| Municipality | Berkeley Village |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Proviso Township High School District 209 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 (+15.39%) Land $3,685 Building $19,315 | $230,000 (+15.39%) Land $36,850 Building $193,150 | |
| 2023 | $7,294.00 (+0.55%) | ||
| 2022 | $7,254.00 Homeowner's exemption | $19,932 Land $3,182 Building $16,750 | $199,320 Land $31,820 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY serves 5,214 people · EPA ID IL0310180 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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