1138 Panama Ave, Mount Morris, MI 48458 Property Records

Genesee County property record for 1138 Panama Ave, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1954
Lot Size	0.858 acres (37,374 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Mar 2017)
Tax Bill	$751 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-18-552-053`

Property Details

APN / Parcel Number

Primary APN	`11-18-552-053`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	37,374 sqft (0.858 acres)
Lot Dimensions	146 ft deep x 256 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1138 PANAMA AVE
City	MOUNT MORRIS
State	MI
Zip	48458-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	LOT 696 THRU 701 ELM CREST (18) FROM 11-18-552-037, 11-18-552-038
Legal Subdivision	ELM CREST
Legal Lot Number	696-701
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1024
Census Tract	12201

Owner

1138 Panama Ave is owned by an individual who acquired it in November 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	11145 CANADA RD, BIRCH RUN, MI 48415-9434
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 3, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 6, 2017	Deed with Mortgage, Transfer · Conventional Mortgage GENESEE CNTY LAND BK AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Deed Document Number	201712987
Last Transfer Date	Nov 25, 2020
Transfer Doc	0000081057
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 2, 2020
Property Address	1138 PANAMA AVE, MOUNT MORRIS, MI 48458-2533
Document Number	0000081057
Instrument Date	Nov 25, 2020
Instrument	81057
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 N ALPINE DR #G JACKSON MI 49203, G, JACKSON, MI 49203

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 3, 2018
Property Address	1138 PANAMA AVE, MOUNT MORRIS, MI 48458-2533
Document Number	0000100252
Instrument Date	Nov 30, 2018
Instrument	100252
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$60.20
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 W RIDGE DR DAVISON MI 484232128, DAVISON, MI 48423-2128

March 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	GENESEE MI
Recording Date	Mar 6, 2017
Property Address	1138 PANAMA AVE, MOUNT MORRIS, MI 48458-2533
Instrument Date	Feb 22, 2017
Instrument	12987
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 W RIDGE DR DAVISON MI 484232128, DAVISON, MI 48423-2128

Mortgage

Document Number	0000012987
Date	Mar 6, 2017
Instrument	12987

Lender

Name	GENESEE CNTY LAND BK AUTH
Address	FLINT, MI 48502
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2018

Interest

Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 1138 Panama Ave was $751, up 0.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Beecher Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,200 (+4.88%) Land $4,000 Building $13,200	$34,400 (+4.88%) Land $8,000 Building $26,400
2025	$751.00 (+0.54%)	$16,400	$32,800
2024	$747.00
2023		$12,400	$24,800
2021	$634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1138 Panama Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1138 Panama Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEECHER METROPOLITAN DISTRICT serves 9,400 people · EPA ID MI0000540
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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