1138 Orchard Ln, Amelia, OH 45102 Property Records

Clermont County property record for 1138 Orchard Ln, Amelia, OH 45102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,588 sqft · built 1965
Lot Size0.465 acres (20,255 sqft)
OwnerIndividual Name on Record
Last Sale$55,900 (Jun 2026)
Tax Bill$2,211 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-44-12A-025

Property Details

APN / Parcel Number

Primary APN28-44-12A-025

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,588 sqft Living Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area20,255 sqft (0.465 acres)
View / LotCul-de-sac

Exterior Amenities

Deck Area260 sqft
Patio Area154 sqft
Shed1 Shed
Shed Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1138 ORCHARD LN
CityAMELIA
StateOH
Zip45102-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER; LOT 25
Legal SubdivisionWALTER
Legal Lot Number25
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group1
Census Block1005
Census Tract41504

Owner

Source: Clermont County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1138 ORCHARD LN, AMELIA, OH 45102-1226
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jun 22, 2026Quit Claim Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 2, 2026Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Deed Document Number202613948
Deed Book / Page3026 / 2015
Prior Transfer DateMar 30, 2026
Prior Transfer Doc0000013948
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address1138 ORCHARD LN, AMELIA, OH 45102-1226
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036620
DateNov 9, 2021
Book Page2901/2113
Instrument202100036620
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJun 1, 2051

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateJun 22, 2026
Property Address1138 ORCHARD LN, AMELIA, OH 45102-1226
Document Number0000013948
Book / Page3026 / 2015
Instrument DateMar 30, 2026
Instrument202613948
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transaction

AmountAmount Recorded
Tax$22,583.60
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 ORCHARD LN, AMELIA, OH 45102-1226
InvestorPossibly a Property Investor

Mortgage

Document Number0000013949,
DateJun 22, 2026
Instrument202613949
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCLERMONT OH
Recording DateMar 2, 2026
Property Address1138 ORCHARD LN, AMELIA, OH 45102-1226
Document Number0000004490
Book / Page3016 / 3562
Map ReferenceMB G PG 55
Instrument DateFeb 24, 2026
Instrument202600004490
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,211.00 (+4.39%)$51,280 (-) Land $12,500 Building $38,780
2024$2,118.00 (-64%) Homeowner's exemption$51,280 (-15.81%) Land $12,500 Building $38,780$146,500 (-15.8%) Land $35,700 Building $110,800
2023$5,884.00 (+210.99%) Homeowner's exemption$60,910 (+48.85%) Land $12,500 Building $48,410$174,000 (+48.85%) Land $35,700 Building $138,300
2022$1,892.00 Homeowner's exemption$40,920 Land $8,400 Building $32,520
2020$116,900 Land $24,000 Building $92,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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