1138 Orange Tree Cir E, #D, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 1138 Orange Tree Cir E, #D, Palm Harbor, FL 34684

Property Summary

Property TypeCondominium
Details2 bd · 960 sqft · built 1981
Lot Size1.55 acres (67,915 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jul 2024)
Tax Bill$764 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Mar 2020 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-758-6700-2

Property Details

APN / Parcel Number

Primary APNC62-000-758-6700-2
Alternative APNs
  • 06-28-16-64646-006-0040
  • 281606646460060040
  • 162806646460060040
  • R57789

Interior

Bedrooms2 Beds
Units3 Units
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area67,915 sqft (1.55 acres)
View / LotCorner
Garage TypeAttached
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR57789
Street Address1138 ORANGE TREE CIR E, D
CityPALM HARBOR
StateFL
Zip34684-2647
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionORANGE TREE VILLAS CONDO PHASE 3 BLDG 6, UNIT D
Legal Range16E
Legal Township28S
Legal Section6
Legal SubdivisionORANGE TREE VILLAS CONDO
Legal Phase3
Legal Tract64646
Legal Block1
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27330

Owner

1138 Orange Tree Cir E, #D is owned by two individuals who bought it in July 2024.

Source: Pinellas County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1138 ORANGE TREE CIR E, B, PALM HARBOR, FL 34684-2647
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 2, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BK
Apr 26, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2024 · Amount on File
Deed SaleJul 2, 2024 · Amount on File
Prior SaleApr 26, 2019 · Amount on File
Deed Document Number2024168314
Deed Book / Page22849 / 1111
Prior Transfer DateOct 31, 2005
Prior Transfer Doc0147191308
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1138 ORANGE TREE CIR E # D, D, PALM HARBOR, FL 34684-2647
Transaction TypeMortgage
Record UpdatedFeb 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 ORANGE TREE CIR E, PALM HARBOR, FL 34684-2647

Mortgage

Document Number0220691159
DateMay 20, 2022
Book Page22069/1159
Instrument2022160664
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1138 ORANGE TREE CIR E # D, D, PALM HARBOR, FL 34684-2647
Document Number0209300270
Instrument DateMar 2, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1138 ORANGE TREE CIR E #B PALM HARBOR FL 346842647, B, PALM HARBOR, FL 34684-2647

Mortgage

Document Number0209300270
DateMar 20, 2020
Book Page020930/000270
Instrument93207
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 26, 2019
Property Address1138 ORANGE TREE CIR E # D, D, PALM HARBOR, FL 34684-2647
Document Number0205152197
Book / Page020515 / 002197
Instrument DateApr 4, 2019
Instrument131480
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$994.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1138 ORANGE TREE CIR E #B PALM HARBOR FL 346842647, B, PALM HARBOR, FL 34684-2647

Tax Assessment & Valuation

The 2025 property tax bill for 1138 Orange Tree Cir E, #D was $764, down 46.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$764.00 (-46.54%)$76,700$183,712 Building $183,712
2024$1,429.00 (+2.88%)
2023$1,389.00 (+4.12%) Homeowner's exemption$112,290 (+3%)$190,210 (+29.68%) Building $190,210
2022$1,334.00 Homeowner's exemption$109,019$146,671 Building $146,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1138 Orange Tree Cir E, #D in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1138 Orange Tree Cir E, #D is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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