1138 Morado Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1138 Morado Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1952
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2015)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0417-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0417-00`
Alternative APN	`0011088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	875 sqft
Upper Floors Area	700 sqft
Basement Area	875 sqft
Finished Basement	525 sqft
Unfinished Basement	350 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	125 ft deep x 48 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1138 MORADO DR
City	CINCINNATI
State	OH
Zip	45238-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	MORADO DR 48 X 125 LOT 72 E COVEDALE PARK
Legal Subdivision	COVEDALE PARK
Legal Lot Number	72
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	9901

Owner

Source: Hamilton County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1138 MORADO DR, CINCINNATI, OH 45238-4437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2015 · Amount on Record
Deed Sale	May 4, 2015 · Amount on Record
Prior Sale	Apr 7, 2008 · Amount on Record
Deed Document Number	201544476
Deed Book / Page	12885 / 539
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1138 MORADO DR, CINCINNATI, OH 45238-4437
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 MORADO DR, CINCINNATI, OH 45238-4437

Mortgage

Document Number	0000022735
Date	Mar 26, 2026
Book Page	15631/2350
Instrument	2026-0022735

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	230 Months
Due	May 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1138 MORADO DR, CINCINNATI, OH 45238-4437
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 MORADO DR, CINCINNATI, OH 45238-4437

Mortgage

Document Number	0000015379
Date	Feb 4, 2021
Book Page	14348/1160
Instrument	2021-0015379

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	May 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1138 MORADO DR, CINCINNATI, OH 45238-4437
Document Number	0000123913
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 MORADO DR CINCINNATI OH 452384437, CINCINNATI, OH 45238-4437

Mortgage

Document Number	0000123913
Date	Nov 24, 2020
Book Page	014302/002235
Instrument	123913

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 23, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,702.00 (+3.13%)	$43,747 (-) Land $5,103 Building $38,644	$124,990 (-) Land $14,580 Building $110,410
2024	$2,620.00 (-2.2%)	$43,747 (-) Land $5,103 Building $38,644
2023	$2,679.00 (+13.13%)	$43,747 (+26.25%) Land $5,103 Building $38,644	$124,990 (+26.25%) Land $14,580 Building $110,410
2022	$2,368.00 Homeowner's exemption	$34,651 Land $5,072 Building $29,579
2020			$99,000 Land $14,490 Building $84,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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