1138 McClaren Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1138 McClaren Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,808 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jul 2018)
Tax Bill	$7,986 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0392-005-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0392-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,808 sqft Living Area
1st Floor Area	1,404 sqft
2nd Floor Area	1,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1138 MCCLAREN DR
City	CARMICHAEL
State	CA
Zip	95608-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4 (PC)
Legal Description	DEL DAYO RIVIERA 03, LOT 155
Legal Subdivision	DEL DAYO RIVIERA 03
Legal Lot Number	155
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	5804

Owner

1138 McClaren Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1138 MCCLAREN DR, CARMICHAEL, CA 95608-6116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Jul 3, 2018	Grant Deed, Transfer · Conventional Mortgage LOANLOCK
Mar 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Mar 24, 2000 · Amount on File
Deed Book / Page	20180703 / 1427
Prior Transfer Date	Mar 5, 2018
Prior Transfer Doc	3080000000002
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1138 MCCLAREN DR, CARMICHAEL, CA 95608-6116
Document Number	2007290711
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 MCCLAREN DR CARMICHAEL CA 956086116, CARMICHAEL, CA 95608-6116

Mortgage

Document Number	2007290711
Date	Jul 29, 2020
Instrument	2007290711

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 3, 2018
Property Address	1138 MCCLAREN DR, CARMICHAEL, CA 95608-6116
Document Number	1807031427
Instrument Date	Jun 28, 2018
Instrument	1807031427
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 MCCLAREN DR CARMICHAEL CA 956086116, CARMICHAEL, CA 95608-6116

Mortgage

Document Number	1807031428
Date	Jul 3, 2018
Instrument	1807031428

Lender

Name	LOANLOCK
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 8, 2018
Property Address	1138 MCCLAREN DR, CARMICHAEL, CA 95608-6116
Document Number	1803080002
Instrument Date	Mar 5, 2018
Instrument	1803080002
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1138 MCCLAREN DR CARMICHAEL CA 956086116, CARMICHAEL, CA 95608-6116

Tax Assessment & Valuation

The 2025 property tax bill for 1138 McClaren Dr was $7,986 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,348 (+2%) Land $267,727 Building $410,621
2025	$7,986.00 (+0.97%) Homeowner's exemption	$665,048 Land $262,478 Building $402,570
2024	$7,909.00 (+2.59%)
2023	$7,709.00 (+0.56%) Homeowner's exemption	$639,226 Land $252,287 Building $386,939
2022	$7,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1138 McClaren Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1138 McClaren Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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