Harris County property record for 1138 Luzon St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,936 sqft · built 2019 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,100 (Jan 2013) |
| Tax Bill | $11,475 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-048-000-0079 |
| Primary APN | 027-048-000-0079 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,936 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Neighborhood |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 308 sqft |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0270480000079 |
|---|---|
| Street Address | 1138 LUZON ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 79 & 80 MCGOWEN |
| Legal Subdivision | MCGOWEN |
| Legal Block | 2 |
| Legal Lot Number | 79,80 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 210400 |
1138 Luzon St is owned and occupied by an individual who bought it in January 2013.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1138 LUZON ST, HOUSTON, TX 77009-6932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ZIONS BANCORPORATION NA |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2013 · Amount on File |
| Deed Sale | Jan 15, 2013 · Amount on File |
| Prior Sale | Nov 27, 1995 |
| Deed Document Number | 201320646 |
| Prior Transfer Date | Apr 5, 1993 |
| Prior Transfer Doc | 0000681138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 11, 2026 |
| Property Address | 1138 LUZON ST, HOUSTON, TX 77009-6932 |
| Document Number | 0000232353 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026232353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1138 LUZON ST, HOUSTON, TX 77009-6932 |
| Document Number | 0000232353, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 2026232353 |
| Name | ZIONS BANCORPORATION NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1138 LUZON ST, HOUSTON, TX 77009-6932 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1138 LUZON ST, HOUSTON, TX 77009-6932 |
| Document Number | 0000398981 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2023-398981 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77253 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1138 Luzon St was $11,475 with a homeowner's exemption, down 4.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $765,246 (+2.59%) Land $351,000 Building $414,246 | $765,246 (+2.59%) Land $351,000 Building $414,246 | |
| 2025 | $11,475.00 (-4.9%) Homeowner's exemption | $745,959 Land $351,000 Building $394,959 | $745,959 Land $351,000 Building $394,959 |
| 2024 | $12,066.00 | ||
| 2023 | $635,331 Land $310,500 Building $324,831 | $635,331 Land $310,500 Building $324,831 | |
| 2022 | $9,389.00 | ||
| 2020 | $9,310.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1138 Luzon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1138 Luzon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures