1138 Loreto Ct, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 1138 Loreto Ct, Grover Beach, CA 93433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 2003
Lot Size	0.138 acres (6,001 sqft)
Owner	2 Company Names on Record
Last Sale	$557,000 (Mar 2017)
Tax Bill	$7,374 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060-567-005`

Property Details

APN / Parcel Number

Primary APN	`060-567-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,001 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1138 LORETO CT
City	GROVER BEACH
State	CA
Zip	93433-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY GB TR 2397 LT 49
Legal Subdivision	LA SERENA
Legal Tract	2397
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1042
Census Tract	12001

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Intrafamily Transfer, Transfer
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 17, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Jun 20, 2003 · Amount on Record
Deed Document Number	201712038
Prior Transfer Date	Oct 4, 2012
Prior Transfer Doc	0000068605
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 17, 2025
Property Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933
Document Number	0000031811
Map Reference	MB 20 PG 1
Instrument Date	Oct 2, 2025
Instrument	2025031811
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1138 LORETO CT # C, C, GROVER BEACH, CA 93433-2933

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011453
Date	Feb 11, 2021
Instrument	2021011453

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933

Mortgage

Document Number	0000064875
Date	Nov 10, 2020
Instrument	2020064875

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029556
Date	Jul 23, 2019
Instrument	2019029556

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 17, 2017
Property Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933
Document Number	0000012038
Map Reference	MB20 PG1
Instrument Date	Feb 27, 2017
Instrument	2017012038
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1138 LORETO CT, GROVER BEACH, CA 93433-2933

Mortgage

Document Number	0000012039
Date	Mar 17, 2017
Instrument	2017012039

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Grover Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,368 (+2%) Land $355,136 Building $304,232
2025	$7,374.00 (+3.58%) Homeowner's exemption	$646,440 (+4.04%) Land $348,173 Building $298,267
2023	$7,119.00 (+1.6%) Homeowner's exemption	$621,340 Land $334,654 Building $286,686
2022	$7,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi.

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