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1138 Lake View Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1138 Lake View Dr, Hernando, MS 38632 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,134 sqft · built 2004
Lot Size0.44 acres (19,172 sqft)
Owner2 Individual Names on File
Last Sale$310,500 (Apr 2021)
Tax Bill$3,075 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-08-1-12-08-0-00031-00

Property Details

APN / Parcel Number

Primary APN3-08-1-12-08-0-00031-00

Interior

Bedrooms3 Beds
Total Rooms9 Rooms
Stories1 Story
Building Area3,134 sqft Adjusted Area
1st Floor Area1,862 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area19,172 sqft (0.44 acres)
Lot Dimensions216 ft deep x 72 ft wide

Location & Zoning

Street Address1138 LAKE VIEW DR
CityHERNANDO
StateMS
Zip38632-1191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSS CREEK S-D SEC E LOT 31
Legal Range008
Legal Township03S
Legal Section12
Legal SubdivisionCROSS CREEK S-D
Legal Lot Number31
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract71121

Owner

Source: DeSoto County records · APN 3-08-1-12-08-0-00031-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1138 LAKE VIEW DR, HERNANDO, MS 38632-1191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
BANKPLUS FSB
Apr 26, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleJan 28, 2013 · Amount on Record
Deed Book / Page955 / 421
Prior Transfer DateJan 24, 2013
Prior Transfer Doc000699/203
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1138 LAKE VIEW DR, HERNANDO, MS 38632-1191
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanySOUTHERN TRUST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004492/193
DateFeb 13, 2018
Book Page4492/193
InstrumentT04492-00193
Lender
NameBANKPLUS FSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueFeb 12, 2021
Interest
Rate TypeFixed Rate

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 26, 2021
Property Address1138 LAKE VIEW DR, HERNANDO, MS 38632-1191
Document Number000955/421
Book / Page955 / 421
Map ReferenceMB 63 PG 5
Instrument DateApr 23, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, SELECT TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9420 GREY HILL CV, 9420, CORDOVA, TN 38018-7002

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1138 LAKE VIEW DR, HERNANDO, MS 38632-1191

Mortgage

Document Number0005221141
DateApr 26, 2021
Instrument5221/141
Lender
NameEAGLE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,075.00 (+18.04%)$28,973 (+38.33%) Land $3,000 Building $25,973$289,734 (+38.33%) Land $30,000 Building $259,734
2023$2,605.00$20,945$209,447 Land $30,000 Building $179,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
TelapexFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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