Schenectady County and Rotterdam Town property record for 1138 Jerry Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,128 sqft · built 1952 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $293,500 (Mar 2023) |
| Tax Bill | $9,892 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.19-8-30 |
| Primary APN | 422800 59.19-8-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| 2nd Floor Area | 1,692 sqft |
| Game Room | Game Room |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1138 JERRY AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,SP,DECK,2STY ADD STOODLEY GAR #4-119 5.-393-7 |
| Legal Block | 8 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1138 JERRY AVE, SCHENECTADY, NY 12303-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUIK FUND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | Aug 4, 1997 · Amount on Record |
| Deed Document Number | 202315646 |
| Deed Book / Page | 2104 / 739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 25, 2026 |
| Property Address | 1138 JERRY AVE, SCHENECTADY, NY 12303-4314 |
| Document Number | 0000021526 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202621526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 1138 JERRY AVE, SCHENECTADY, NY 12303-4314 |
| Document Number | 0000021526, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 202621526 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1138 JERRY AVE, SCHENECTADY, NY 12303-4314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1138 JERRY AVE, SCHENECTADY, NY 12303-4314 |
| Document Number | 0000051294 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 5259/845 |
| Instrument | 202251294 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1138 JERRY AVE, SCHENECTADY, NY 12303-4314 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1138 JERRY AVE, SCHENECTADY, NY 12303-4314 |
| Document Number | 0000020400 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 5096/538 |
| Instrument | 202120400 |
| Name | QUIK FUND INC |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,892.00 (+1.71%) Homeowner's exemption | ||
| 2025 | $9,726.00 | $265,000 (-) Land $13,200 Building $251,800 | $407,700 (+16.92%) Land $20,308 Building $387,392 |
| 2023 | $265,000 Land $13,200 Building $251,800 | $348,700 Land $17,369 Building $331,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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