1138 George Anderson St, Ormond Beach, FL 32174 Property Records

Volusia County property record for 1138 George Anderson St, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 1953
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2022)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Jul 2022 Sale Feb 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4238-05-12-0280`

Property Details

APN / Parcel Number

Primary APN	`4238-05-12-0280`
Alternative APNs	`32143805120280` `38143205120280` `3143531.0` `3143531`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	1,056 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	76 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3143531
Street Address	1138 GEORGE ANDERSON ST
City	ORMOND BEACH
State	FL
Zip	32174-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	LOT 28 BLK 12 TOMOKA ESTATES UNIT 2 MB 11 PGS 216-217 INC PER OR 5995 PGS 2041-2042 PER OR 7149 PG 4804 PER OR 8277 PG 1878 PER OR 8651 PG 0090
Legal Range	32E
Legal Township	14S
Legal Section	38
Legal Subdivision	TOMOKA ESTATE
Legal Tract	05
Legal Block	12
Legal Lot Number	28
Legal Unit	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2030
Census Tract	80101

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1138 GEORGE ANDERSON ST, ORMOND BEACH, FL 32174-3300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC
Feb 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 24, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Dec 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Apr 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Dec 15, 1968 · Amount on Record
Deed Document Number	2022155098
Deed Book / Page	8277 / 1878
Last Transfer Date	Dec 3, 2024
Transfer Doc	0086510090
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 1, 2022
Property Address	1138 GEORGE ANDERSON ST, ORMOND BEACH, FL 32174-3300
Document Number	0082771878
Book / Page	8277 / 1878
Map Reference	MB 11 PG 216&217
Instrument Date	Jun 29, 2022
Instrument	2022155098
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5116 FORREST WALK, 5116, ROSWELL, GA 30075-4091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 GEORGE ANDERSON ST, ORMOND BEACH, FL 32174-3300

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1138 GEORGE ANDERSON ST, ORMOND BEACH, FL 32174-3300
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078163112
Date	Feb 19, 2020
Book Page	7816/3112
Instrument	2020-034947

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	805 Months
Due	Mar 10, 2087

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1138 GEORGE ANDERSON ST, ORMOND BEACH, FL 32174-3300
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075362346
Date	Apr 24, 2018
Book Page	7536/2346
Instrument	2018-081955

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ORMOND BEACH, FL 32174

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	827 Months
Due	Mar 10, 2087

Interest

Rate Type	Adjustable Rate
Rate	3.56%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR
Max Rate	7%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1138 GEORGE ANDERSON ST, ORMOND BEACH, FL 32174-3300
Document Number	0078163128
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 GEORGE ANDERSON ST ORMOND BEACH FL 321743300, ORMOND BEACH, FL 32174-3300

Mortgage

Document Number	0078163128
Date	Feb 19, 2020
Book Page	007816/003128
Instrument	34948

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Feb 18, 2087

Interest

Rate Type	Adjustable Rate
Rate	3.45%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1138 GEORGE ANDERSON ST, ORMOND BEACH, FL 32174-3300
Document Number	0075362360
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1138 GEORGE ANDERSON ST ORMOND BEACH FL 321743300, ORMOND BEACH, FL 32174-3300

Mortgage

Document Number	0075362360
Date	Apr 24, 2018
Book Page	007536/002360
Instrument	81956

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Apr 23, 2087

Interest

Rate Type	Adjustable Rate
Rate	5.23%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,641 (-0.27%) Land $40,000 Building $221,641	$261,641 (-0.27%) Land $40,000 Building $221,641
2025	$4,189.00 (-0.92%) Homeowner's exemption	$262,341 (+1.2%) Land $40,000 Building $222,341	$262,341 (+1.2%) Land $40,000 Building $222,341
2023	$4,228.00 (+62.37%) Homeowner's exemption	$259,221 (+55.35%) Land $40,000 Building $219,221	$259,221 (+4.67%) Land $40,000 Building $219,221
2022	$2,604.00 Homeowner's exemption	$166,859	$247,648 Land $40,000 Building $207,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	66 (2017–2025)
Claims Outside the SFHA	13 of 66
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Nicole, Nov 2022 · 8 claims Hurricane Ian, Sep 2022 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/ENTERPRISE serves 291 people · EPA ID FL3644328
Water Source	Purchased groundwater from DELTONA WATER
Last State Inspection	Nov 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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