Navajo County property record for 1138 Five Mountain Rd, Winslow, AZ 86047
| Property Type | Single Family Home |
|---|---|
| Details | 1,555 sqft · built 1988 |
| Lot Size | 2.51 acres (109,771 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-58-008 |
| Primary APN | 103-58-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,555 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,555 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 109,771 sqft |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,134 sqft |
| Deck Area | Deck Area |
| Patio Area | 864 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1138 FIVE MOUNTAIN RD |
|---|---|
| City | WINSLOW |
| State | AZ |
| Zip | 86047-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | FIVE MOUNTAIN ESTATES:LOT 8 PER PLAT 15-14 XGR-2 |
| Legal Range | 15E |
| Legal Township | 19N |
| Legal Section | 01 |
| Legal Subdivision | FIVE MOUNTAIN ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | WINSLOW-HOLBROOK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960600 |
1138 Five Mountain Rd is owner-occupied and held in a trust since November 2022.
Source: Navajo County records, as of June 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1138 FIVE MOUNTAIN RD, WINSLOW, AZ 86047-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Nov 16, 2022 | Intrafamily Transfer, Transfer |
| Apr 21, 2020 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2022 |
| Transfer Doc | 0000021396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Sep 2, 2026 |
| Property Address | 1138 FIVE MOUNTAIN RD, WINSLOW, AZ 86047-8706 |
| Document Number | 0000013227 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202613227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Address | 1138 FIVE MOUNTAIN RD, WINSLOW, AZ 86047-8706 |
| Document Number | 0000013227, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202613227 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Nov 16, 2022 |
| Property Address | 1138 FIVE MOUNTAIN RD, WINSLOW, AZ 86047-8706 |
| Document Number | 0000021396 |
| Map Reference | MB 15 PG 14 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022-21396 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1138 FIVE MOUNTAIN RD, WINSLOW, AZ 86047-8706 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 1138 FIVE MOUNTAIN RD, WINSLOW, AZ 86047-8706 |
| Document Number | 0000006568 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1138 FIVE MOUNTAIN RD WINSLOW AZ 860478706, WINSLOW, AZ 86047-8706 |
| Document Number | 0000006568 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 6568 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
The 2025 property tax bill for 1138 Five Mountain Rd was $991.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Winslow Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $196,233 Land $7,101 Building $189,132 | ||
| 2025 | $991.00 | $20,304 Land $749 Building $19,555 | $203,039 Land $7,490 Building $195,549 |
| 2023 | $889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1138 Five Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1138 Five Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Smith Bagley Fixed Wireless | 100 / 100 |
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