Contra Costa County property record for 1138 Fetzer Ln, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,402 sqft · built 1998 |
| Lot Size | 0.153 acres (6,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Dec 2018) |
| Tax Bill | $6,743 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-460-012 |
| Primary APN | 037-460-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 6,677 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 411 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 1138 FETZER LN |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7654 L12 |
| Legal Subdivision | VINTAGE |
| Legal Tract | 7654 |
| Legal Lot Number | 12 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 302006 |
1138 Fetzer Ln is owned and occupied by an individual who bought it in December 2018.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMERCE MORTGAGE |
| Oct 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 19, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Dec 6, 2018 | Grant Deed, Transfer · FHA Mortgage COMMERCE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on File |
| Deed Sale | Dec 6, 2018 · Amount on File |
| Prior Sale | Nov 18, 2014 · Amount on File |
| Deed Document Number | 2018195789 |
| Prior Transfer Date | Nov 13, 2014 |
| Prior Transfer Doc | 0000204029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000097422 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019-097422 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Document Number | 0000288641 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-288641 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Jul 1, 2049 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 19, 2021 |
| Property Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Document Number | 0000084399 |
| Map Reference | MB 386 PG 5 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021-084399 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 6, 2018 |
| Property Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Document Number | 0000195789 |
| Map Reference | MB 386 PG 5 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018-195789 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1138 FETZER LN, OAKLEY, CA 94561-6004 |
| Document Number | 0000195790 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 2018-195790 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 1138 Fetzer Ln was $6,743 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $533,938 (+2%) Land $251,792 Building $282,146 | |
| 2025 | $6,743.00 Homeowner's exemption | $523,469 Land $246,855 Building $276,614 |
| 2023 | $6,547.00 (+0.85%) Homeowner's exemption | $503,144 Land $237,270 Building $265,874 |
| 2022 | $6,492.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1138 Fetzer Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1138 Fetzer Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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