Kane County property record for 1138 Falcon Ridge Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,314 sqft · built 2008 |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Sep 2021) |
| Tax Bill | $9,144 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-455-009 |
| Primary APN | 05-25-455-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| Basement Area | 1,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 1138 FALCON RIDGE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LT 311 NEA 35 IN BOWES CREEK COUNTRY CLUB PHASE 2 AS DESC IN DOC 2008K017629 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 311 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 850709 |
1138 Falcon Ridge Dr is owned and occupied by an individual who bought it in September 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 15, 2021 | Warranty Deed, Transfer |
| Aug 27, 2021 | Re-recorded Document PRIMARY TITLE SERVICES INC, PRIMARY TITLE SERVICES LLC |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on File |
| Deed Sale | Sep 15, 2021 · Amount on File |
| Prior Sale | Aug 27, 2021 · Amount on File |
| Deed Document Number | 202170060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Document Number | 0000031718 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022K031718 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 15, 2021 |
| Property Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Document Number | 0000070060 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021K070060 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 27, 2021 |
| Property Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Document Number | 0000065993 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021K065993 |
| Record Updated | Sep 3, 2021 |
| Title Company | PRIMARY TITLE SERVICES INC, PRIMARY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 20, 2021 |
| Property Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Document Number | 0000030755 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021K030755 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1138 FALCON RIDGE DR, ELGIN, IL 60124-3122 |
| Document Number | 0000030756 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021K030756 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 1138 Falcon Ridge Dr was $9,144 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,144.00 Homeowner's exemption | $126,170 (+7.79%) Land $19,860 Building $106,310 | $378,661 (+7.79%) Land $59,604 Building $319,058 |
| 2024 | $117,052 Land $18,425 Building $98,627 | $351,297 Land $55,297 Building $295,999 | |
| 2022 | $7,901.00 (+4.17%) Homeowner's exemption | $94,926 (+6.93%) Land $16,018 Building $78,908 | $284,778 (+6.93%) Land $48,054 Building $236,724 |
| 2021 | $7,585.00 Homeowner's exemption | $88,775 Land $15,475 Building $73,300 | $266,325 Land $46,425 Building $219,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1138 Falcon Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1138 Falcon Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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