San Bernardino County property record for 1138 Emerson St, Upland, CA 91784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,871 sqft · built 1983 |
| Lot Size | 0.446 acres (19,434 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,156 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1004-091-31-0000 |
| Primary APN | 1004-091-31-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,871 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,871 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 19,434 sqft (0.446 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 644 sqft |
| Patio Area | 644 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1138 EMERSON ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 10197 LOT 74 |
| Legal Subdivision | 146M87 |
| Legal Tract | 10197 |
| Legal Block | 2 |
| Legal Lot Number | 74 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 814 |
1138 Emerson St is owned by a company that acquired it in February 2000 and is owner-occupied.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1138 EMERSON ST, UPLAND, CA 91784-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 28, 2000 |
| Transfer Doc | 0000094323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 16, 2026 |
| Property Address | 1138 EMERSON ST, UPLAND, CA 91784-1256 |
| Document Number | 0000153915 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026153915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1138 EMERSON ST, UPLAND, CA 91784-1256 |
| Document Number | 0000153915, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 2026153915 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1138 Emerson St was $4,156 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $382,643 (+2%) Land $73,294 Building $309,349 | |
| 2025 | $4,156.00 Homeowner's exemption | $375,140 Land $71,857 Building $303,283 |
| 2023 | $3,961.00 (+2.25%) Homeowner's exemption | $360,573 Land $69,067 Building $291,506 |
| 2022 | $3,874.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1138 Emerson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1138 Emerson St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UPLAND serves 78,376 people · EPA ID CA3610050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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