1138 E Bannock St, Boise, ID 83712 Property Records

Ada County property record for 1138 E Bannock St, Boise, ID 83712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,924 sqft · built 1918
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,595 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R2039250690`

Property Details

APN / Parcel Number

Primary APN	`R2039250690`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,351 sqft
Basement Area	675 sqft
Finished Basement	573 sqft
Unfinished Basement	102 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1138 E BANNOCK ST
City	BOISE
State	ID
Zip	83712-7916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2H
Legal Description	LOT 15 E2 OF LOT 16 BLK 5 EAST SIDE ADD
Legal Range	02E
Legal Township	03N
Legal Section	11
Legal Subdivision	EAST SIDE ADD
Legal Block	5
Legal Lot Number	15
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1027
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warm Springs Avenue Historic District listed 1980 · 89 contributing resources · NRIS 80001287

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1138 E Bannock St is owned and occupied by two individuals.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1138 E BANNOCK ST, BOISE, ID 83712-7916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1138 E BANNOCK ST, BOISE, ID 83712-7916
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051195
Date	May 31, 2022
Instrument	2022-051195

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1138 E BANNOCK ST, BOISE, ID 83712-7916
Document Number	0000033115
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1138 E BANNOCK ST BOISE ID 837127916, BOISE, ID 83712-7916

Mortgage

Document Number	0000033115
Date	Apr 17, 2017
Instrument	33115

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 16, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1138 E Bannock St was $4,595 with a homeowner's exemption, up 1.6% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,500 (-2.26%)	$609,500 (-2.26%)
2025	$4,595.00 (+1.57%) Homeowner's exemption	$623,600	$623,600
2024	$4,524.00
2023		$533,700 Land $115,000 Building $418,700	$533,700 Land $115,000 Building $418,700
2022	$4,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1138 E Bannock St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1138 E Bannock St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Anthem Broadband Fixed Wireless	500 / 100
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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