1138 Desert Candle Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1138 Desert Candle Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,907 sqft
Owner	2 Individual Names on Record
Last Sale	$391,871 (Jul 2025)
Tax Bill	$386 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-22-28-5438-00-020`

Property Details

APN / Parcel Number

Primary APN	`05-22-28-5438-00-020`
Alternative APNs	`282205543800020` `235524`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,907 sqft Living Area
Gross Area	2,271 sqft

Location & Zoning

Street Address	1138 DESERT CANDLE DR
City	OCOEE
State	FL
Zip	34761-5333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-OCO-PUD
Legal Description	MAGNOLIA RESERVE TOWNHOMES 115/93 LOT 2
Legal Subdivision	MAGNOLIA RESERVE TOWNHOMES
Legal Lot Number	2
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1039
Census Tract	17506

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1138 DESERT CANDLE DR, OCOEE, FL 34761-5333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 6, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Deed Document Number	2025411790
Record Updated	Jun 8, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 16, 2025
Property Address	1138 DESERT CANDLE DR, OCOEE, FL 34761-5333
Document Number	0000411790
Map Reference	MB 115 PG 93&94
Instrument Date	Jul 15, 2025
Instrument	20250411790
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,743.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 RIGBY ROAD # 300300, 300300, MIAMISBURG, OH 45342-5038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 DESERT CANDLE DR, OCOEE, FL 34761-5333

Mortgage

Document Number	0000411791
Date	Jul 16, 2025
Instrument	20250411791

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2040
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

January 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 6, 2025
Property Address	1138 DESERT CANDLE DR, OCOEE, FL 34761-5333
Document Number	0000008035
Map Reference	MB 115 PG 93
Instrument Date	Jan 3, 2025
Instrument	20250008035
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,400 (+2,117.85%) Land $65,000 Building $295,400	$360,400 (+2,117.85%) Land $65,000 Building $295,400
2025	$386.00	$16,250 Land $16,250	$16,250 Land $16,250
2024	$386.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

Nearby Properties on Desert Candle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures