1138 Cox Ferry Rd, Flora, MS 39071 Property Records

Madison County property record for 1138 Cox Ferry Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,559 sqft · built 2014
Lot Size	4.11 acres (179,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$538,400 (Jan 2021)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`052A-11-004/08`

Property Details

APN / Parcel Number

Primary APN	`052A-11-004/08`
Alternative APN	`53085`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	4,559 sqft Adjusted Area
Gross Area	3,325 sqft
1st Floor Area	3,325 sqft
2nd Floor Area	333 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	179,032 sqft (4.11 acres)
Patio Area	102 sqft

Location & Zoning

Account Number	53085
Street Address	1138 COX FERRY RD
City	FLORA
State	MS
Zip	39071-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	4.11 ACD IN NE1/4 N/S COX FERRY RD
Legal Range	02W
Legal Township	08N
Legal Section	11
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	30302

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1138 COX FERRY RD, FLORA, MS 39071-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 25, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Feb 9, 2018	Warranty Deed, Transfer PRIORITYONE BK
Apr 19, 2017	Warranty Deed, Transfer PEOPLES BK
Mar 17, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	2021916683
Deed Book / Page	3979 / 669
Prior Transfer Date	Jan 7, 2014
Prior Transfer Doc	3040/0137
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 27, 2021
Property Address	1138 COX FERRY RD, FLORA, MS 39071-9445
Document Number	0000916683
Book / Page	003979 / 000669
Instrument Date	Jan 4, 2021
Instrument	916683
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 COX FERRY RD FLORA MS 390719445, FLORA, MS 39071-9445

Mortgage

Document Number	916684
Date	Jan 27, 2021
Book Page	003979/000672
Instrument	916684

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	1138 COX FERRY RD, FLORA, MS 39071-9445
Document Number	0000877272
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1138 COX FERRY RD FLORA MS 390719445, FLORA, MS 39071-9445

Mortgage

Document Number	0000877272
Date	Oct 7, 2019
Book Page	003773/000543
Instrument	877272

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 9, 2018
Property Address	1138 COX FERRY RD, FLORA, MS 39071-9445
Document Number	0000833077
Book / Page	003569 / 000637
Instrument Date	Feb 5, 2018
Instrument	833077
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	RUCKETT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 COX FERRY RD FLORA MS 390719445, FLORA, MS 39071-9445

Mortgage

Document Number	833078
Date	Feb 9, 2018
Book Page	003569/000640
Instrument	833078

Lender

Name	PRIORITYONE BK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 19, 2017
Property Address	1138 COX FERRY RD, FLORA, MS 39071-9445
Document Number	0000810961
Book / Page	003469 / 000073
Instrument Date	Apr 13, 2017
Instrument	810961
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 COX FERRY RD FLORA MS 390719331, FLORA, MS 39071-9331

Mortgage

Document Number	810962
Date	Apr 19, 2017
Book Page	003469/000077
Instrument	810962

Lender

Name	PEOPLES BK
Type	Bank
Address	RIPLEY, MS 38663-0419

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 18, 2032

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Mar 17, 2017
Property Address	1138 COX FERRY RD, FLORA, MS 39071-9445
Document Number	0000808445
Book / Page	003456 / 000120
Instrument Date	Mar 15, 2017
Instrument	808445
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 647 FLORA MS 390710647, FLORA, MS 39071-0647

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 19, 2017
Property Address	1138 COX FERRY RD, FLORA, MS 39071-9445
Document Number	0000810959
Book / Page	003469 / 000067
Instrument Date	Mar 15, 2017
Instrument	810959
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 838 FLORA MS 390710838, FLORA, MS 39071-0838

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,690.00 (-3.61%) Homeowner's exemption	$43,054 (-3.32%)	$422,530 (-2.28%) Land $21,710 Building $400,820
2024	$3,828.00 (+0.03%)
2023	$3,827.00 Homeowner's exemption	$44,531	$432,370 Land $21,700 Building $410,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285

Cell Coverage

5G (outdoors only) and 4G LTE

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