1138 Chesterville Rd, Belden, MS 38826 Property Records

Pontotoc County property record for 1138 Chesterville Rd, Belden, MS 38826

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,134 sqft · built 1965
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$651 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN146-14-000-028

Property Details

APN / Parcel Number

Primary APN146-14-000-028
Alternative APN
  • 4714

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,134 sqft Living Area
FlooringConcrete/Cement
Interior WallsPaneling

Exterior

Year BuiltBuilt 1965
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport
Carport Area360 sqft
Parking Spaces1 Parking Space
Deck Area192 sqft
Utility Building64 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number4714
Street Address1138 CHESTERVILLE RD
CityBELDEN
StateMS
Zip38826-9390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 AC SE1/4 DB 402-269 7/14 367-620 671-241 7/1/97 20013669 7/5/01 840 8288
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group2
Census Block2014
Census Tract950101

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1138 CHESTERVILLE RD, BELDEN, MS 38826-9390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUM TREE MORTGAGE LLC
Dec 10, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1138 CHESTERVILLE RD, BELDEN, MS 38826-9390
Transaction TypeMortgage
Record UpdatedJun 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 CHESTERVILLE RD, BELDEN, MS 38826-9390

Mortgage

Document Number2020004638
DateDec 7, 2020
Instrument2020004638
Lender
NameGUM TREE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1138 CHESTERVILLE RD, BELDEN, MS 38826-9390
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 CHESTERVILLE RD, BELDEN, MS 38826-9390

Mortgage

Document Number2019004614
DateDec 10, 2019
Instrument2019004614
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 3, 2020

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$651.00 Homeowner's exemption$5,096 (-)$50,804 (-) Land $7,550 Building $43,254
2023$651.00 Homeowner's exemption$5,096$50,804 Land $7,550 Building $43,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 57% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HILL WATER ASSN
public/private · serves 4,739 people · EPA ID MS0580004
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Xfinity.

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