1138 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1138 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1970
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2026)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-340-088-00`

Property Details

APN / Parcel Number

Primary APN	`012-340-088-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,517 sqft Living Area
1st Floor Area	1,517 sqft
Basement Area	1,173 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1138 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 7 T7N R10E HUNTFORD COUNTRY ESTATES LOT 88.
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Subdivision	HUNTFORD COUNTRY ESTATES
Legal Block	1
Legal Lot Number	88
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1020
Census Tract	338000

Owner

1138 Baldwin Rd is owned and occupied by two individuals who acquired it in September 2026.

Source: Lapeer County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1138 BALDWIN RD, LAPEER, MI 48446-3010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Jul 19, 2016 · Amount on File
Deed Book / Page	3539 / 563
Last Transfer Date	Sep 22, 2026
Transfer Doc	3545000889
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 24, 2026
Property Address	1138 BALDWIN RD, LAPEER, MI 48446-3010
Document Number	3545000889
Book / Page	3545 / 889
Instrument Date	Sep 22, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 BALDWIN RD, LAPEER, MI 48446-3010

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 21, 2026
Property Address	1138 BALDWIN RD, LAPEER, MI 48446-3010
Document Number	3539000563
Book / Page	3539 / 563
Instrument Date	Aug 19, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$265,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79330 CAPAC RD, ARMADA, MI 48005-1106

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1138 BALDWIN RD, LAPEER, MI 48446-3010
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 BALDWIN RD, LAPEER, MI 48446-3010

Mortgage

Document Number	0033780126
Date	Nov 27, 2023
Book Page	3378/126

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1138 Baldwin Rd was $2,360 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,000 (-13.22%)	$218,000 (-13.22%)
2025	$2,360.00 Homeowner's exemption	$125,600	$251,200
2023		$116,500	$233,000
2022	$2,152.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1138 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1138 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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