1138 10th St, Beloit, WI 53511 Property Records

Rock County property record for 1138 10th St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 770 sqft · built 1923
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (May 2026)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12650175`

Property Details

APN / Parcel Number

Primary APN	`206 12650175`
Alternative APN	`12650175`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	770 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,445 sqft (0.125 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12650175
Street Address	1138 10TH ST
City	BELOIT
State	WI
Zip	53511-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 21 B 1 MERRIMANS ADD
Legal Subdivision	MERRIMANS ADD
Legal Lot Number	21
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2022
Census Tract	1700

Owner

Source: Rock County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1138 10TH ST, BELOIT, WI 53511-4352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 6, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Feb 10, 2010	Special Warranty Deed, Transfer · Line of Credit GATEWAY COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	May 31, 2024 · Amount on Record
Deed Document Number	20262309164
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 6, 2026
Property Address	1138 10TH ST, BELOIT, WI 53511-4352
Document Number	0002309163
Instrument Date	Apr 30, 2026
Instrument	20262309163
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 6, 2026
Property Address	1138 10TH ST, BELOIT, WI 53511-4352
Document Number	0002309164
Instrument Date	Apr 30, 2026
Instrument	2026.2309164
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50,601.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 10TH ST, BELOIT, WI 53511-4352

Mortgage

Document Number	0002309165,
Date	May 6, 2026
Instrument	2026.2309165

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0002309166,
Date	May 6, 2026
Instrument	2026.2309166

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

February 2010: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 10, 2010
Property Address	1138 10TH ST, BELOIT, WI 53511-4352
Document Number	0001885345
Instrument Date	Jan 28, 2010
Instrument	1885345
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 E WOOD TRL, BELOIT, WI 53511-7828
Investor	Possibly a Property Investor

Mortgage

Document Number	0001885346
Date	Feb 10, 2010
Instrument	1885346

Lender

Name	GATEWAY COMMUNITY BANK
Address	ROSCOE, IL 61073

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (+52.1%)	$104,700 (+58.4%) Land $12,000 Building $92,700	$115,000 (+52.93%)
2023	$1,025.00	$66,100 Land $12,000 Building $54,100	$75,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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